IFSC Code of State Bank Of India, Kerala, Palakkad, Puthurpalakkad

SBIN0070723

State Bank Of India

State Bank Of India

IFSC Code

SBIN0070723
MICR Code

678002910
Bank Name State Bank Of India
District Palakkad
State Kerala
Address Doortno12481,abudhabicomplex,nearheadppo,puthurroad678001puthurpkdatsbtcoin
Phone +914912547239

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the State Bank Of India Branch Near You

List of all State Bank Of India Branch IFSC Code

Alanallur

SBIN0070939

PANCHAYATSHOPPINGCOMPLEX,ALANALLUR-VETTATHURROAD,ALANALLUR678601ALANALLURATSBTCOIN
Alathur

SBIN0070179

PBNO15,COURTROAD,ALATHURPO678541ALATHURATSBTCOIN
Ananganadi

SBIN0070552

PBNO1,KTCOMPLEX,KOTHAKURISSIJN,PANAMANNAPO679501ANANGANADIATSBTCOIN
Cac Palakkad

SBIN0063104

CAC PALAKKAD,MAIN BRANCH BUILDING,ENGLISH CHURCH ROAD,PALAKKAD - 678 001
Chalisserry

SBIN0070249

PBNO1,SALAMATHBUILDINGS,CHALISSERY,CHALISSERYPO,PALAKKADDISTRICT679536CHALISSERRYATSBTC
Cherplasserry

SBIN0070251

PBNO51,SICOTOWERS,CHERPLASSERY679503CHERPLASSERYATSBTCOIN
Chittur

SBIN0070178

PBNO8,SANACOMPLEX,HOSPITALJUNCTION,CHITTURPO678101CHITTURATSBTCOIN
Civil Station, Palakkad

SBIN0004925

COLLECTORATE, DISTT. PALAKKAD, KERALA 678 001
Edathanattukara

SBIN0008610

VATTAMANAPURAM POST, ALANALLOOR VIA, PALGHAT DISTT., KERALA 678 601
Edathara

SBIN0064953

BALAN COMPLEX,EDATHARA ,PALAKKAD, PARLI, 678611
Elappully

SBIN0018677

NEW RAMAKRISHNA COMPLEX, PETTAH JUNCTION, ELAPPULLY, DIST.PALAKKAD, KERALA- 678622
Erimayur

SBIN0070410

PBNO2,TIPTOPTOWERS,NEARVETTAKKARUMANTEMPLE,ERIMAYURPO,678546ERIMAYURATSBTCOIN
Gold Point Palghat

SBIN0070940

GOPALAKRISHNAHERITAGE,BOCROAD,PALAKKAD678001GPPALAKKADATSBTCOIN
Iit Palakkad

SBIN0064849

DR.APJ ABDUL KALAM BLOCK 1ST FLOOR,RIGHT WING,SAHYADHIRI CAMPUS,IIT PALAKKAD,KANJIKODE P.O,PALAKKAD,KERALA-678623
Instrumentation Ltd, Palakkad

SBIN0010788

INSTUMENTAION LTD , PALAKKAD, KERALA
KadampazhiPuram

SBIN0011929

PANCHAYATH BUS STAND BUILDINGS,KADAMPAZHIPURAM,DISTPALAKKAD 678633
Kalladikode

SBIN0070721

SUMANGALIBUILDINGS,DEEPAJUNCTION,KALLADIKODEPO678596KALLADIKODEATSBTCOIN
Kallepully

SBIN0071080

GEORGECENTRE,VENOLIROAD,KALLEPULLY,PALAKKAD678005KALLEPULLYATSBTCOIN
Kannady

SBIN0070518

PBNO1,PMPNIVAS,KANNADIPO678701KANNADYATSBTCOIN
Karimpuzha

SBIN0070346

VIII338F,MAINROAD,NEARKINARJUNCTION,KOTTAPPURAM679513KARIMPUZHAATSBTCOIN
Koduvayur

SBIN0017032

PUDUNAGARAM ROAD,KODUVAYUR P.O,KODUVAYUR,DISTT.PALAKKAD.KERALA 678501
Kollengode

SBIN0018319

AYSHWARYAARCADE,OLDBAZARROAD,KOLLENGODE,DIST.PALAKKAD,KERALA678506
Koottanad

SBIN0013222

1 BY 478 D,KRISHNA ARCADE,KOOTTANAD,DISTPALAKKAD679533
Koppam

SBIN0070969

PEETEESARCADE,PERINTHALMANNAROAD,KOPPAMPO679307KOPPAMATSBTCOIN
Kozhinjampara

SBIN0070185

PBNO1,421E,CHITOORROAD,KOZHINJAMPARAPO678555KOZHINJAMPARATSBTCOIN
Kudallur

SBIN0070486

PBNO1,PPMOIDUSBUILDINGS,MANIAMPERUMPALAM,KUDALURPO679554KUDALLURATSBTCOIN
Kumaramputhur

SBIN0070927

KALLADIPLAZA,KUMARAMPUTHUR,PALAKKAD678583KUMARAMPUTHURATSBTCOIN
Kuzhalmannam

SBIN0070324

PBNO3,ISTFLOORKMSBUILDINGSKUZHALMANNAMPO678702KUZHALMANNAMATSBTCOIN
Mannarkkad

SBIN0070181

PBNO1,NAMBOOTHIRISARCADE,MANNARKKADPO,PIN-678582,PALAKKADDISTRICT678582MANNARKKADAT
Mannur

SBIN0070600

PBNO1,KURIKKALBUILDINGS,MANNURPO678642MANNURATSBTCOIN
Marutharode

SBIN0016079

MARUTHARODE, PIRIVUSALA, POST CHANDRANAGAR,DISTT. PALAKKAD. KERALA 678007
MeenakshiPuram

SBIN0012888

6 BY 212,MAIN ROAD,MEENASHIPURAM PALAKKAD
Mercy College, Palakkad

SBIN0009157

23 72,TIRUNELLALI ROADPALAKKAD,PALAKKAD PIN - 678006
Mundur

SBIN0071028

DAMAMPLAZACHUNGAM,MUNDUR678592,MUNDURATSBTCOIN
Nattukal

SBIN0070522

NOIV611,NELLEPILLYPO678553NATTUKALATSBTCOIN
Nemmara

SBIN0070182

PBNO3,ISTFLOOR,LAKSHMICOMPLEX,MAINROADNEMMARA678508NEMMARAATSBTCOIN
North Parur

SBIN0010697

DIST PALAKKADSTATE KERALA
Nri Branch, Palakkad

SBIN0014465

OPP ROBINSON MEMORIAL CSI CHURCH ROBINSON ROAD,PALAKKAD,DIST PALAKKAD 678014
Olavakkot

SBIN0002245

MA FARM 10 BY 708, P.B.NO.1, PALAKKAD, KERALA, PIN - 678009
Olavakode

SBIN0071093

VALLAPUZHACOMPLEXNEARSROOLAVAKODE,PALAKKAD678002PH0491-2510773678002OLAVAKKODATSBTCOIN
Ongallur

SBIN0006458

KALADIPATTA POST,PATTAMBI,PALGHAT,PALAKKAD,KERALA
Ottappalam

SBIN0070392

FIRSTFLOOR,NARAYANATRADECENTRE,NEARBUSSTAND,PO,OTTAPPALAM679101OTTAPPALAMATSBTC
Ozhalapathy

SBIN0071255

SHOPNOVI242GOPICOMPLEXOZHALAPATHYPOPALAKKADDISTRICTKERALA678557
Palakkad

SBIN0000893

ENGLISH CHURCH ROAD PALAKKAD
Palakkad

SBIN0070177

PBNO305,SURYACOMPLEXTBROAD678014PALAKKADATSBTCOIN
Palakkad Adb

SBIN0001660

POST.BOX.NO.313,BIG.BAZAR.ROAD,PALAKKAD.PIN.678014
Palakkad Town

SBIN0008658

NO.31 777, MARKET ROADBIG BAZAARPALAKKAD PIN - 678014
Parli

SBIN0070183

PBNO1,IX547A,KALYANAMANDIR,VILLAGEROAD,PARLI678612PARLIATSBTCOIN
Pathiripala

SBIN0070237

KALPATHARUBUILDING,NAGARIPURAMPO,MANNURVIA678642PATHIRIPALAATSBTCOIN
Pattambi

SBIN0004404

SHORANUR RD,MELE PATTAMBI,PALAKKAD,KERALA
Pattambi

SBIN0070186

PBNO1,PATTAMBIPO679303PATTAMBIATSBTCOIN
Payyanadam

SBIN0071239

MANNARKKAD PAYYANADAM ROAD
Peringode

SBIN0070495

KPIII476,PERINGODE,PARASSERYPO678631PERINGODEATSBTCOIN
Pottassery

SBIN0008664

KANJIRAPUZHA RD,POTTASSERY,PALGHAT,PALAKKAD,KERALA
Psbpalakkad

SBIN0070863

KANAKATHTOWER,WESTFORTROAD,PALAKKADPO678014PALAKKADPSBATSBTCOIN
Pudusserry

SBIN0070176

PBNO1,OPPINSTRUMENTIONLTD,KANJIKODEWESTPO678623PUDUSSERRYATSBTCOIN
Racc Palakkad

SBIN0064641

Door No: 11-919-2, 1st Floor,Alathur Building, Opposite to Robinson Memorial CSI, Robinson Road, Palakkad-678014
Rasmecc, Palakkad

SBIN0010213

PALAKKAD,KERALA
Rasmeccc Shoranur

SBIN0061050

TBROAD,OPPOSITEKPTHIGHSCHOOL,OTTAPALAM,DISTT.PALAKKAD.KERALA679101
Rbo Palakkad

SBIN0014923

REGIONAL BUSINESS OFF,OPP ROBINSON MEMORIAL CSI CHURCH,ROBINSON ROAD,PALAKKAD 678014
Rbo Shoranur

SBIN0018340

PARAKKAL BUILDING 2ND FLOOR, MAIN ROAD, SHORANUR, DISTT.PALAKKAD. KERALA-679121
SekhariPuram

SBIN0018974

KALHARAM,MALAMPUZHA ROAD, SEKHARIPURAM, DIST.PALAKKAD, KERALA- 678 010
Shoranur

SBIN0070787

8527H,OPPJUMAMASJID,MAINROAD,SHORANUR,PALAKKADDIST,KERALA679121SHORANURATSBTCOIN
Sme Branch Palakkad

SBIN0071153

2BY75,LAKSHMICOMPLEX,COIMBATOREROADKALMANDAMAPPALAKKAD676001
SreekrishnaPuram

SBIN0070497

PBNO2,SREEKRISHNAPURAMPO679513SREEKRISHNAATSBTCOIN
Tattamangalam

SBIN0070788

2384FANDG,FIRSTFLOOR,MUNICIPALBUSSTAND678102TATTAMANGALAMATSBTCOIN
Thevara

SBIN0010593

DIST PALAKKADSTATE KERALA
Thrithala

SBIN0071027

KELAYILBUILDINGS,GOVTHOSPITALROAD,THRITHALA679534THRITHALAATSBTCOIN
Vadakkencherry

SBIN0070187

PBNO1,ISTFLOORCVMCOMPLEXBUILDINGVADAKKENCHERRYPO678683VADAKENCHERYATSBTCOIN
Vadavannur

SBIN0071048

FRISTFLOOR,VCRCOMPLEX,VADAVANNUR678504VADAVANNURATSBTCOIN
Valayar

SBIN0070418

SREEDEVIBUILDINGS,ALAMARAM,KANJIKODEPO678621VALAYARATSBTCOIN
Vallapuzha

SBIN0007397

P.B.NO.1, VALLAPUZHA, PALAKKAD, KERALA
Vaniamkulam

SBIN0005540

MAIN ROAD, VANIAMKULAM, PALAKKAD, KERALA
Victoria College Palakkad

SBIN0012886

7 BY 590,MITHUN ARCADE,OPP.VICTORIA COLLEGE,PALAKKAD 678001

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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