Select Branch for State Bank Of India in Ludhiana, Punjab

Choose a branch to view IFSC code and details

Branch
Aayakar Bhawan

SBIN0051249

RISHI NAGARLUDHIANA
Branch
Adb Machhiwara

SBIN0006291

DIST LUDHIANA, PUNJAB 141115
Branch
Adb, TagoreNagar, Ludhiana

SBIN0005579

TAGORE.NAGAR,LUDHIANA,PUNJAB,PIN.141001
Branch
Agar Nagar Ludhiana

SBIN0050928

SCF 21 22A BLOCKAGAR NAGAR FEROZEPUR ROAD LUDHIANA 141012
Branch
Agar Nagar, Ludhiana

SBIN0004638

AGAR NAGAR, BLOCK BLUDHIANA ,PUNJAB
Branch
Aitiana

SBIN0051078

VPO AITIANA TEHSIL RAIKOT DISTT LUDHIANA 141107
Branch
Bardhala

SBIN0051432

VILL BARDHALA PO MANKI TEH SAMRALA
Branch
Basant Avenue

SBIN0011970

NEAR DUGRI PHASEII,DISTLUDHIANA141013
Branch
Bhutta

SBIN0051276

VPO BHUTTATEHSIL LUDHIANA EASTDIST LUDHIANAPUNJAB 141206
Branch
Boparai Khurd

SBIN0051219

BOPARAI KHURDPO NATHOWALTEHSIL RAIKOTDIST LUDHIANAPUNJAB142032
Branch
BrahamPuri, Ludhiana

SBIN0001841

LUDHIANA, PB, PIN141008
Branch
Chaura Bazar, Ludhiana

SBIN0001289

LUDHIANA DIST LUDHIANA, PUNJAB 141008
Branch
Dandi Swami Chowk, Ludhiana

SBIN0031596

8017, LOOMBA STREET, LUDHIANA 141001
Branch
Dhamot

SBIN0050132

VILLAGE POST OFFICE DHAMOT
Branch
Document Archival Centre, Ludhiana

SBIN0017307

DAC, FOCAL POINT, PHASEV, LUDHIANA, DISTT.LUDHIANA. PUNJAB141010
Branch
Doraha

SBIN0050076

RAILWAY ROAD DORAHA
Branch
Dungri Road, Ludhiana

SBIN0009089

DUGRI ROAD,LUDHIANA, PUNJAB141001 , PIN - 141001
Branch
Field Ganj, Ludhiana

SBIN0016742

SCO 23 24, MAIN MARKET, OPP CIVIL HOSPITAL, FIELD GANJ, LUDHIANA, DISTT.LUDHIANA. PUNJAB 141008
Branch
GiasPura Ludhiana

SBIN0050925

71 FAMEZ TOWERGIASPURAG T ROADLUDHIANA 141012
Branch
Gill Road, Ludhiana

SBIN0001826

LUDHIANA LUDHIANA DISTLUDHIANA,PUNJAB 141003
Branch
Goindwal

SBIN0010743

GURUDWARA ROAD, OPPOSITE WATER TANK, GOINDWAL TARAN
Branch
Gurdev Nagar

SBIN0001859

LUDHIANA DISTLUDHIANA,PUNJAB 141001 141001
Branch
Halwara Afs

SBIN0050213

VILLAGEPOST OFFICEHALWARA
Branch
Hans

SBIN0051220

VPO HANSTEHSIL JAGRAONDIST LUDHIANAPUNJAB 142026
Branch
Hathur

SBIN0013672

HATHUR,MAIN ROAD,OPPOSITE BANK OF INDIA,TEHSIL JAGRAON,DISTRICT LUDHIANA,DIST LUDHIANA 142031
Branch
Hero Nagar

SBIN0001878

G.T.ROAD,LUDHIANA,LUDHIANA DISTLUDHIANA,PUNJAB 141003
Branch
Humbran

SBIN0017985

MAIN ROAD VILLAGE HUMBRAN DISTT. LUDHIANA PUNJAB141110
Branch
Ikolaha

SBIN0051430

STATE BANK OF INDIAIKOLAHA BRANCH MALERKOTLA ROAD NEAR BUS STANDVPO IKOLAHATEH KHANNADIST LUDHIANAPUNJAB
Branch
Inland Container Deport Ludhiana

SBIN0009090

FOCAL POINT,LUDHIANA PIN141010
Branch
Jagraon

SBIN0000655

NR. KAMAL CHOWK, JAGRAON - 144226
Branch
Jagraon

SBIN0050187

TEHSIL ROAD JAGRAON
Branch
Jalandhar By Pass

SBIN0014653

JALANDHAR BY PASS,SCF 138 DANA MANDI LUDHIANA 141002
Branch
JamalPur

SBIN0050751

SECTOR 32JAMALPUR LUDHIANA
Branch
Jodhan

SBIN0013676

V PO JODHAN, PAKHOWAL ROAD,TEHSILDISTT LUDHIANA, PUNJAB 141001
Branch
Kaddon

SBIN0051079

KADDON PAYAL RDNEAR MOBILE TRANSMISSION TOWERVILL KADDONTEHSIL PAYALDIST LUDHIANAPIN 141421
Branch
Katani Kalan

SBIN0016145

VPO KATANI KALAN, LUDHIANA CHANDIGARH ROAD, DISTT LUDHIANA. PUNJAB 141113
Branch
Kesar Ganj, Ludhiana

SBIN0001150

KESARGANJ LUDHIANA DIST LUDHIANA, PUNJAB 141008
Branch
Khanna

SBIN0001466

KHANNA CHANDIGARH
Branch
Khanna

SBIN0050876

A S COLLEGE FOR WOMEN AMLOH ROAD KHANNA DISTT LUDHIANA PUNJABPIN 14141
Branch
Khanna Gtr

SBIN0050074

G T ROAD KHANNA
Branch
Khanna Ngm

SBIN0050171

NEW GRAIN MARKET KHANNA
Branch
Kheri

SBIN0051431

V KHERI PO LALATON KALAN DIST LUDHIANA PB 142022
Branch
Konke Kalan

SBIN0050133

VILLAGE POST OFFICE KONKE KALAN
Branch
Ladhowal

SBIN0003630

DIST LUDHIANA, PUNJAB 141008
Branch
Link Road, Ludhiana

SBIN0001840

277 IND ESTATE AREA A DISTLUDHIANA,PUNJAB LUDHIANA 141003
Branch
Ludhiana Brsn

SBIN0050723

OPPMILK PLANTBRS NAGAR LUDHIANA
Branch
Ludhiana Daresi Road

SBIN0050499

DARESI ROAD LUDHIANA
Branch
Ludhiana Durgi

SBIN0051455

B 37 84 DURGI ROAD JAGDISH NAGAR LUDHIANA 141002
Branch
Ludhiana Ghumar Mandi

SBIN0050170

GHUMAR MANDI LUDHIANA
Branch
Ludhiana Gill Road

SBIN0050222

GILL ROAD LUDHIANA
Branch
Ludhiana H T

SBIN0050709

NEAR DARPAN STUDIO BN CHOWK LUDHIANA
Branch
Ludhiana Haibowal

SBIN0051456

ADJOINING TOOR HOSPITAL NEAR RELIANCE FRESH MAIN ROAD HAIBOWAL LUDHIANA 141001
Branch
Ludhiana Hosy

SBIN0050653

CHAURI SARAK DIVISION NO3 LUDHIANA
Branch
Ludhiana Ind. Area

SBIN0050347

INDAREA A LUDHIANA
Branch
Ludhiana Jian College

SBIN0051248

DEVKI DEVI JAIN MEMORIAL COLLEGE FOR WOMENKIDWAI NAGARINDUSTRIAL AREALUDHIANA 141008PUNJAB
Branch
Ludhiana K N

SBIN0050728

KITCHLU NAGAR LUDHIANA
Branch
Ludhiana Main

SBIN0000674

CIVIL LINES, LUDHIANA
Branch
Ludhiana Saban Bazar

SBIN0050073

SABAN BAZAR LUDHIANA
Branch
Ludhiana Salem Tabri

SBIN0050638

SALEM TABRI JALANDHAR BY PASS LUDHIANA
Branch
Ludhiana-bharat Nagar Chowk

SBIN0050182

BHARAT NAGAR CHOWKLUDHIANA
Branch
MadhoPuri Chowk, Ludhiana

SBIN0031020

MADHOPURI CHOWK, LUDHIANA 141008
Branch
Malaud

SBIN0050854

STATE BANK OF INDIAMALAUDTEH PAYALDIST LUDHIANA
Branch
Mclau Ludhiana

SBIN0005276

CIVILLINESBRANCHFOUNTAINCHOWK
Branch
Model Town Ex.,ludhiana

SBIN0008302

OPP VRIDH ASHRAM NEAR GURUDWARA,SINGH SABHA,LUDHIANA,PIN - 141002
Branch
Model Town Ludhiana

SBIN0050926

SCO 12 13MODEL TOWN EXTND BLOCK DUGRI ROADLUDHIANA 141003
Branch
MullanPur

SBIN0050738

JAGRAON ROAD MULLANPUR
Branch
Mundian Kalan

SBIN0004633

DIST LUDHIANA, PUNJAB 141111
Branch
Narangwal

SBIN0050134

VILLAGE POST OFFICE NARAGWAL
Branch
New Courts, Ludhiana

SBIN0003629

MINI SECRETARIAT,LUDHIANA PUNJAB 141001
Branch
Nri Branch,ludhiana

SBIN0013353

FOUNTAIN CHOWK,CIVIL LINES,LUDHIANA,DISTLUDHIANA141001
Branch
Overseas Branch, Ludhiana

SBIN0006265

OVERSEAS LUDHIANA, PUNJAB, 41003
Branch
Pakhowal

SBIN0050980

RAIKOT ROADOPP GRAIN MARKET VILL POST PAKHOWAL DISTT LUDHIANA PUNJAB
Branch
Pau, Ludhiana

SBIN0001482

PUNJAB AGRICULTURE UNIVERSITY DIST LUDHIANA, PUNJAB 141004
Branch
Pbb Sarabha Nagar Ludhiana

SBIN0004169

E-68 SARABHA NAGAR LUDHIANALUDHIANALUDHIANA ,PIN-
Branch
Phullanwal

SBIN0004634

DIST : LUDHIANA, PUNJAB 141002
Branch
R.b.o. Ludhiana

SBIN0014847

R.B.O.LUDHIANA,FOUNTAIN CHOWK,CIVIL LINES,LUDHIANA,DISTLUDHIANA141001
Branch
Racc Fimm Ludhiana

SBIN0063604

CIVIL LINES, LUDHIANA-141001
Branch
Racpc, Ludhiana

SBIN0005296

DIST LUDHIANA
Branch
Raekot

SBIN0050075

LUDHIANA ROAD NEAR OLD BUS STAND RAEKOT
Branch
Rahon Road

SBIN0010004

RAHON ROAD, LUDHIANA, PUNJAB 141007
Branch
Railway Station, Ludhiana

SBIN0004911

NEAR LAXMI CINEMA, ABHISHEK HOTEL LAKKAR BAZAR ,LUDHIANA ,PIN - 141001
Branch
Rajguru Nagar, Ludhiana

SBIN0016744

SCO 26, MAIN MARKET,RAJGURU NAGAR, LUDHIANA, DISTT.LUDHIANA. PUNJAB 141012
Branch
RamPur

SBIN0051221

VPO RAMPURTEHSIL PAYALDISTRICT LUDHIANAPIN CODE 141418
Branch
Rara Sahib

SBIN0051429

AHMEDGARH KHANNA ROAD VPO RARA SAHIB
Branch
Rbo Ludhiana Non Bpr

SBIN0015872

REGION 5 FOUNTAIN CHOWK, CIVIL LINES, DIST LUDHIANA, PUNJAB 141001
Branch
Rnw Millerganj

SBIN0000731

POST.BAG.NO.30,P.O.INDUSTRIAL.ESTATE,LUDHIANA
Branch
Rnw, Focal Point, Ludhiana

SBIN0002342

C-39,FOCAL POINT,LUDHIANA,DHANDARI KALAN,LUDHIANA DISTLUDHIANA,PUNJAB 141011
Branch
Sadhar

SBIN0050159

RAEKOT ROAD SADHAR
Branch
Sahnewal

SBIN0032243

WARD NO11,DELHON ROAD,NEAR GURU GOBIND SINGH MARG GATE,SAHNEWAL CHOWK,SAHNEWAL
Branch
Sahnewal

SBIN0050077

G T ROAD SAHNEWAL
Branch
Samb, Ludhiana

SBIN0015631

FOUNTAIN CHOWK, CIVIL LINES, ZONAL BUSINESS OFFICE BUILDING, LUDHIANA 141001
Branch
Samrala

SBIN0050078

CHANDIGARH ROAD SAMRALA
Branch
Samrala Road Ludhiana

SBIN0011583

DIST,LUDHIANASTATE,PUNJAB
Branch
Sarabha

SBIN0050506

VILLAGE POST OFFICE SARABHA
Branch
Sbs Nagar, Ludhiana

SBIN0011972

S.B.S. NAGAR,LUDHIANA,PAKHOWAL ROAD,DIST LUDHIANA 141002
Branch
Sbs Road, Ludhiana

SBIN0002482

DISTLUDHIANA,PB DISTLUDHIANA,PB 141001 141001
Branch
Scab Millerganj Ludhiana

SBIN0015297

STATE BANK OF INDIA, MILLERGANJ, LUDHIANA, PUNJAB 141002
Branch
Scb Focal Point, Ludhiana

SBIN0004112

PHASE-V, FOCAL POINT, LUDHIANA, PUNJAB ,PIN-141001
Branch
Sehora

SBIN0013675

MAIN BAZAR SEHORA,DISTLUDHIANA 141413
Branch
Service Branch Ludhiana

SBIN0009914

2NDFLOORDHYANSINGHPUNJAB
Branch
Shb SunderNagar

SBIN0004073

SUNDERNAGAR,LUDHIANA DIST PUNJAB 141008
Branch
Shingar Cinema Road, Ludhiana

SBIN0016741

4471, SHIVAJI NAGAR, SHINGAR CINEMA ROAD, LUDHIANA, DISTT.LUDHIANA. PUNJAB 141008
Branch
Sidhwan Bet

SBIN0050079

VILLAGE POST OFFICE SIDHWAN BET
Branch
Sme City Credit Centre

SBIN0005023

DISTLUDHIANA STATE PUNJAB PIN141001
Branch
Sohian

SBIN0051080

JAGRAONMOGA ROADVPOSOHIAN TEHSILJAGRAONDISTT LUDHIANAPUNJAB
Branch
South City, Ludhiana

SBIN0063993

SCO NO.8-12,L BLOCK MARKET,NEAR WATER TANK,SOUTH CITY,LUDHIANA,PIN-142027
Branch
Spl Comm Civil Lines

SBIN0004045

DEOL COMPLEX, CIVIL LINES, LUDHIANA, PUNJAB, PIN 144001
Branch
Spl Commercial Branch, Millerganj

SBIN0004046

PAHWA.HOSPITAL.COMPLEX,MILLERGANJ,LUDHIANA,PUNJAB,PIN.141003.
Branch
Ssi ShimlaPuri, Ludhiana

SBIN0008057

SIMLAPURI,LUDHIANA,PUNJAB,PIN - 141003
Branch
Stock Exchange, Ludhiana

SBIN0009838

LUDHIANA, PUNJAB ,LUDHIANA, PUNJABLUDHIANA , PIN -
Branch
Swaddi

SBIN0050161

VILLAGE POST OFFICE SWADDI
Branch
Trade Finance Cpc

SBIN0005065

SBI CIVIL LINES BRANCH2ND FLOOR,LUDHIANA
Branch
Treasury Branch Ludhiana

SBIN0004733

RANI JHANSI ROAD GHUMAR MANDI LUDHIANA
Branch
U.e Phase-ii

SBIN0005075

URBAN ESTATE DUGRI, PHASE II, LUDHIANA, PUNJAB, PIN 141002
Branch
Zonal Office Ludhiana

SBIN0006200

ZONAL OFFICEFOUNTAIN CHOWKCIVIL LINES LUDHIANA PB

What are State Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the State Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an State Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a State Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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