IFSC Code of State Bank Of India, Punjab, Ludhiana, Samb, Ludhiana

SBIN0015631

State Bank Of India

State Bank Of India

IFSC Code

SBIN0015631
MICR Code

141002212
Bank Name State Bank Of India
District Ludhiana
State Punjab
Address Fountain Chowk, Civil Lines, Zonal Business Office Building, Ludhiana 141001
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the State Bank Of India Branch Near You

List of all State Bank Of India Branch IFSC Code

Aayakar Bhawan

SBIN0051249

RISHI NAGARLUDHIANA
Adb Machhiwara

SBIN0006291

DIST LUDHIANA, PUNJAB 141115
Adb, TagoreNagar, Ludhiana

SBIN0005579

TAGORE.NAGAR,LUDHIANA,PUNJAB,PIN.141001
Agar Nagar Ludhiana

SBIN0050928

SCF 21 22A BLOCKAGAR NAGAR FEROZEPUR ROAD LUDHIANA 141012
Agar Nagar, Ludhiana

SBIN0004638

AGAR NAGAR, BLOCK BLUDHIANA ,PUNJAB
Aitiana

SBIN0051078

VPO AITIANA TEHSIL RAIKOT DISTT LUDHIANA 141107
Bardhala

SBIN0051432

VILL BARDHALA PO MANKI TEH SAMRALA
Basant Avenue

SBIN0011970

NEAR DUGRI PHASEII,DISTLUDHIANA141013
Bhutta

SBIN0051276

VPO BHUTTATEHSIL LUDHIANA EASTDIST LUDHIANAPUNJAB 141206
Boparai Khurd

SBIN0051219

BOPARAI KHURDPO NATHOWALTEHSIL RAIKOTDIST LUDHIANAPUNJAB142032
BrahamPuri, Ludhiana

SBIN0001841

LUDHIANA, PB, PIN141008
Chaura Bazar, Ludhiana

SBIN0001289

LUDHIANA DIST LUDHIANA, PUNJAB 141008
Dandi Swami Chowk, Ludhiana

SBIN0031596

8017, LOOMBA STREET, LUDHIANA 141001
Dhamot

SBIN0050132

VILLAGE POST OFFICE DHAMOT
Document Archival Centre, Ludhiana

SBIN0017307

DAC, FOCAL POINT, PHASEV, LUDHIANA, DISTT.LUDHIANA. PUNJAB141010
Doraha

SBIN0050076

RAILWAY ROAD DORAHA
Dungri Road, Ludhiana

SBIN0009089

DUGRI ROAD,LUDHIANA, PUNJAB141001 , PIN - 141001
Field Ganj, Ludhiana

SBIN0016742

SCO 23 24, MAIN MARKET, OPP CIVIL HOSPITAL, FIELD GANJ, LUDHIANA, DISTT.LUDHIANA. PUNJAB 141008
GiasPura Ludhiana

SBIN0050925

71 FAMEZ TOWERGIASPURAG T ROADLUDHIANA 141012
Gill Road, Ludhiana

SBIN0001826

LUDHIANA LUDHIANA DISTLUDHIANA,PUNJAB 141003
Goindwal

SBIN0010743

GURUDWARA ROAD, OPPOSITE WATER TANK, GOINDWAL TARAN
Gurdev Nagar

SBIN0001859

LUDHIANA DISTLUDHIANA,PUNJAB 141001 141001
Halwara Afs

SBIN0050213

VILLAGEPOST OFFICEHALWARA
Hans

SBIN0051220

VPO HANSTEHSIL JAGRAONDIST LUDHIANAPUNJAB 142026
Hathur

SBIN0013672

HATHUR,MAIN ROAD,OPPOSITE BANK OF INDIA,TEHSIL JAGRAON,DISTRICT LUDHIANA,DIST LUDHIANA 142031
Hero Nagar

SBIN0001878

G.T.ROAD,LUDHIANA,LUDHIANA DISTLUDHIANA,PUNJAB 141003
Humbran

SBIN0017985

MAIN ROAD VILLAGE HUMBRAN DISTT. LUDHIANA PUNJAB141110
Ikolaha

SBIN0051430

STATE BANK OF INDIAIKOLAHA BRANCH MALERKOTLA ROAD NEAR BUS STANDVPO IKOLAHATEH KHANNADIST LUDHIANAPUNJAB
Inland Container Deport Ludhiana

SBIN0009090

FOCAL POINT,LUDHIANA PIN141010
Jagraon

SBIN0000655

NR. KAMAL CHOWK, JAGRAON - 144226
Jagraon

SBIN0050187

TEHSIL ROAD JAGRAON
Jalandhar By Pass

SBIN0014653

JALANDHAR BY PASS,SCF 138 DANA MANDI LUDHIANA 141002
JamalPur

SBIN0050751

SECTOR 32JAMALPUR LUDHIANA
Jodhan

SBIN0013676

V PO JODHAN, PAKHOWAL ROAD,TEHSILDISTT LUDHIANA, PUNJAB 141001
Kaddon

SBIN0051079

KADDON PAYAL RDNEAR MOBILE TRANSMISSION TOWERVILL KADDONTEHSIL PAYALDIST LUDHIANAPIN 141421
Katani Kalan

SBIN0016145

VPO KATANI KALAN, LUDHIANA CHANDIGARH ROAD, DISTT LUDHIANA. PUNJAB 141113
Kesar Ganj, Ludhiana

SBIN0001150

KESARGANJ LUDHIANA DIST LUDHIANA, PUNJAB 141008
Khanna

SBIN0001466

KHANNA CHANDIGARH
Khanna

SBIN0050876

A S COLLEGE FOR WOMEN AMLOH ROAD KHANNA DISTT LUDHIANA PUNJABPIN 14141
Khanna Gtr

SBIN0050074

G T ROAD KHANNA
Khanna Ngm

SBIN0050171

NEW GRAIN MARKET KHANNA
Kheri

SBIN0051431

V KHERI PO LALATON KALAN DIST LUDHIANA PB 142022
Konke Kalan

SBIN0050133

VILLAGE POST OFFICE KONKE KALAN
Ladhowal

SBIN0003630

DIST LUDHIANA, PUNJAB 141008
Link Road, Ludhiana

SBIN0001840

277 IND ESTATE AREA A DISTLUDHIANA,PUNJAB LUDHIANA 141003
Ludhiana Brsn

SBIN0050723

OPPMILK PLANTBRS NAGAR LUDHIANA
Ludhiana Daresi Road

SBIN0050499

DARESI ROAD LUDHIANA
Ludhiana Durgi

SBIN0051455

B 37 84 DURGI ROAD JAGDISH NAGAR LUDHIANA 141002
Ludhiana Ghumar Mandi

SBIN0050170

GHUMAR MANDI LUDHIANA
Ludhiana Gill Road

SBIN0050222

GILL ROAD LUDHIANA
Ludhiana H T

SBIN0050709

NEAR DARPAN STUDIO BN CHOWK LUDHIANA
Ludhiana Haibowal

SBIN0051456

ADJOINING TOOR HOSPITAL NEAR RELIANCE FRESH MAIN ROAD HAIBOWAL LUDHIANA 141001
Ludhiana Hosy

SBIN0050653

CHAURI SARAK DIVISION NO3 LUDHIANA
Ludhiana Ind. Area

SBIN0050347

INDAREA A LUDHIANA
Ludhiana Jian College

SBIN0051248

DEVKI DEVI JAIN MEMORIAL COLLEGE FOR WOMENKIDWAI NAGARINDUSTRIAL AREALUDHIANA 141008PUNJAB
Ludhiana K N

SBIN0050728

KITCHLU NAGAR LUDHIANA
Ludhiana Main

SBIN0000674

CIVIL LINES, LUDHIANA
Ludhiana Saban Bazar

SBIN0050073

SABAN BAZAR LUDHIANA
Ludhiana Salem Tabri

SBIN0050638

SALEM TABRI JALANDHAR BY PASS LUDHIANA
Ludhiana-bharat Nagar Chowk

SBIN0050182

BHARAT NAGAR CHOWKLUDHIANA
MadhoPuri Chowk, Ludhiana

SBIN0031020

MADHOPURI CHOWK, LUDHIANA 141008
Malaud

SBIN0050854

STATE BANK OF INDIAMALAUDTEH PAYALDIST LUDHIANA
Mclau Ludhiana

SBIN0005276

CIVILLINESBRANCHFOUNTAINCHOWK
Model Town Ex.,ludhiana

SBIN0008302

OPP VRIDH ASHRAM NEAR GURUDWARA,SINGH SABHA,LUDHIANA,PIN - 141002
Model Town Ludhiana

SBIN0050926

SCO 12 13MODEL TOWN EXTND BLOCK DUGRI ROADLUDHIANA 141003
MullanPur

SBIN0050738

JAGRAON ROAD MULLANPUR
Mundian Kalan

SBIN0004633

DIST LUDHIANA, PUNJAB 141111
Narangwal

SBIN0050134

VILLAGE POST OFFICE NARAGWAL
New Courts, Ludhiana

SBIN0003629

MINI SECRETARIAT,LUDHIANA PUNJAB 141001
Nri Branch,ludhiana

SBIN0013353

FOUNTAIN CHOWK,CIVIL LINES,LUDHIANA,DISTLUDHIANA141001
Overseas Branch, Ludhiana

SBIN0006265

OVERSEAS LUDHIANA, PUNJAB, 41003
Pakhowal

SBIN0050980

RAIKOT ROADOPP GRAIN MARKET VILL POST PAKHOWAL DISTT LUDHIANA PUNJAB
Pau, Ludhiana

SBIN0001482

PUNJAB AGRICULTURE UNIVERSITY DIST LUDHIANA, PUNJAB 141004
Pbb Sarabha Nagar Ludhiana

SBIN0004169

E-68 SARABHA NAGAR LUDHIANALUDHIANALUDHIANA ,PIN-
Phullanwal

SBIN0004634

DIST : LUDHIANA, PUNJAB 141002
R.b.o. Ludhiana

SBIN0014847

R.B.O.LUDHIANA,FOUNTAIN CHOWK,CIVIL LINES,LUDHIANA,DISTLUDHIANA141001
Racc Fimm Ludhiana

SBIN0063604

CIVIL LINES, LUDHIANA-141001
Racpc, Ludhiana

SBIN0005296

DIST LUDHIANA
Raekot

SBIN0050075

LUDHIANA ROAD NEAR OLD BUS STAND RAEKOT
Rahon Road

SBIN0010004

RAHON ROAD, LUDHIANA, PUNJAB 141007
Railway Station, Ludhiana

SBIN0004911

NEAR LAXMI CINEMA, ABHISHEK HOTEL LAKKAR BAZAR ,LUDHIANA ,PIN - 141001
Rajguru Nagar, Ludhiana

SBIN0016744

SCO 26, MAIN MARKET,RAJGURU NAGAR, LUDHIANA, DISTT.LUDHIANA. PUNJAB 141012
RamPur

SBIN0051221

VPO RAMPURTEHSIL PAYALDISTRICT LUDHIANAPIN CODE 141418
Rara Sahib

SBIN0051429

AHMEDGARH KHANNA ROAD VPO RARA SAHIB
Rbo Ludhiana Non Bpr

SBIN0015872

REGION 5 FOUNTAIN CHOWK, CIVIL LINES, DIST LUDHIANA, PUNJAB 141001
Rnw Millerganj

SBIN0000731

POST.BAG.NO.30,P.O.INDUSTRIAL.ESTATE,LUDHIANA
Rnw, Focal Point, Ludhiana

SBIN0002342

C-39,FOCAL POINT,LUDHIANA,DHANDARI KALAN,LUDHIANA DISTLUDHIANA,PUNJAB 141011
Sadhar

SBIN0050159

RAEKOT ROAD SADHAR
Sahnewal

SBIN0032243

WARD NO11,DELHON ROAD,NEAR GURU GOBIND SINGH MARG GATE,SAHNEWAL CHOWK,SAHNEWAL
Sahnewal

SBIN0050077

G T ROAD SAHNEWAL
Samrala

SBIN0050078

CHANDIGARH ROAD SAMRALA
Samrala Road Ludhiana

SBIN0011583

DIST,LUDHIANASTATE,PUNJAB
Sarabha

SBIN0050506

VILLAGE POST OFFICE SARABHA
Sbs Nagar, Ludhiana

SBIN0011972

S.B.S. NAGAR,LUDHIANA,PAKHOWAL ROAD,DIST LUDHIANA 141002
Sbs Road, Ludhiana

SBIN0002482

DISTLUDHIANA,PB DISTLUDHIANA,PB 141001 141001
Scab Millerganj Ludhiana

SBIN0015297

STATE BANK OF INDIA, MILLERGANJ, LUDHIANA, PUNJAB 141002
Scb Focal Point, Ludhiana

SBIN0004112

PHASE-V, FOCAL POINT, LUDHIANA, PUNJAB ,PIN-141001
Sehora

SBIN0013675

MAIN BAZAR SEHORA,DISTLUDHIANA 141413
Service Branch Ludhiana

SBIN0009914

2NDFLOORDHYANSINGHPUNJAB
Shb SunderNagar

SBIN0004073

SUNDERNAGAR,LUDHIANA DIST PUNJAB 141008
Shingar Cinema Road, Ludhiana

SBIN0016741

4471, SHIVAJI NAGAR, SHINGAR CINEMA ROAD, LUDHIANA, DISTT.LUDHIANA. PUNJAB 141008
Sidhwan Bet

SBIN0050079

VILLAGE POST OFFICE SIDHWAN BET
Sme City Credit Centre

SBIN0005023

DISTLUDHIANA STATE PUNJAB PIN141001
Sohian

SBIN0051080

JAGRAONMOGA ROADVPOSOHIAN TEHSILJAGRAONDISTT LUDHIANAPUNJAB
South City, Ludhiana

SBIN0063993

SCO NO.8-12,L BLOCK MARKET,NEAR WATER TANK,SOUTH CITY,LUDHIANA,PIN-142027
Spl Comm Civil Lines

SBIN0004045

DEOL COMPLEX, CIVIL LINES, LUDHIANA, PUNJAB, PIN 144001
Spl Commercial Branch, Millerganj

SBIN0004046

PAHWA.HOSPITAL.COMPLEX,MILLERGANJ,LUDHIANA,PUNJAB,PIN.141003.
Ssi ShimlaPuri, Ludhiana

SBIN0008057

SIMLAPURI,LUDHIANA,PUNJAB,PIN - 141003
Stock Exchange, Ludhiana

SBIN0009838

LUDHIANA, PUNJAB ,LUDHIANA, PUNJABLUDHIANA , PIN -
Swaddi

SBIN0050161

VILLAGE POST OFFICE SWADDI
Trade Finance Cpc

SBIN0005065

SBI CIVIL LINES BRANCH2ND FLOOR,LUDHIANA
Treasury Branch Ludhiana

SBIN0004733

RANI JHANSI ROAD GHUMAR MANDI LUDHIANA
U.e Phase-ii

SBIN0005075

URBAN ESTATE DUGRI, PHASE II, LUDHIANA, PUNJAB, PIN 141002
Zonal Office Ludhiana

SBIN0006200

ZONAL OFFICEFOUNTAIN CHOWKCIVIL LINES LUDHIANA PB

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

Latest Blog Posts