Select Branch for Uco Bank in Kolkata, West Bengal
Choose a branch to view IFSC code and details
Akra Road
UCBA0001760
AKRA ROAD BRANCH T 102 A, AKRA ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700018
Amtala
UCBA0002040
N.D.ROAD KANNYANAGAR AMTALA 24 PARGANAS S ,SOUTH 24 PARGANAS ,WEST BENGAL PIN 743398
Apc Road
UCBA0001054
ACHARYA PRAFULLA CHANDRA RD 242 A VIVEKANANDA ROAD ,KOLKATA ,WEST BENGAL PIN 700009
Asset Management Branch
UCBA0002195
5, L L R SARANIKOLKATA 700020
Atbd Reconciliation Branch
UCBA0003373
1ST FLOOR, INDIA EXCHANGE PLACE, UCO BANK, KOLKATA, PIN 700001
AthPur
UCBA0000270
23 EAST GHOSH PARA ROAD P O ATHPUR DIST NORTH 24 PARGANAS NORTH ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743127
B T Road Kolkata
UCBA0000676
44 51, B. T. ROAD, GHOSH PARA ,KOLKATA ,WEST BENGAL PIN 700050
Badu
UCBA0000671
BADU BAZAR, LOKNATH MARKET, 1ST FLOOR, PO BADU ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743202
Baghbazar
UCBA0000256
532, RABINDRA SARANI ,KOLKATA ,WEST BENGAL PIN 700003
Bagmari Road
UCBA0001738
219,MANICKTALA MAIN ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700054
Bagmore
UCBA0000669
KGR PATH,BAGMORE PO. KANCHRAPARA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743145
Baguiati Kolkata
UCBA0001986
PASHUPATI VILLA VIP ROAD 44 BUS STAND , KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700059
Ballygunge
UCBA0000095
15 1A ,GARIAHAT ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700019
Ballygunge Circular Road Kolka
UCBA0000837
40 10, BALLYGUNGE CIRCULAR ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700019
Bansdroni Kolkata
UCBA0000257
235 3, N.S.C BOSE ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700047
Barasat
UCBA0000655
27 70 K N C ROAD P O BARASAT DIST 24 PARGANAS NORTH ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743201
BaruiPur Kolkata
UCBA0000199
KULPI ROAD, KACHHARI BAZAR P.O. BARUIPUR KOLKATA ,SOUTH 24 PARGANAS ,WEST BENGAL PIN 743302
Beadon Street
UCBA0001739
9AandB,ABHEDANANDA RD,BEADON STREET,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700006
Behala Kolkata
UCBA0000952
7B.S.ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700034
Behala Chowrasta
UCBA0001987
11A,MONDALPARA 1ST LANE. JAMES LONG SARANI BEHALA KOLKATA ,KOLKATA ,WEST BENGAL PIN 700034
Belgachia
UCBA0000586
64 96 C BELGACHIA ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700037
Belgharia
UCBA0002085
GANGATRI APARTMENT,3,RIFLE RANGE ROAD,BELGHARIA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700056
Beliaghata Bridge
UCBA0001119
P.O. BELIAGHATA BRIDGE DIST. NORTH 24 PARGANAS ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743423
Belvedere Road Kolkata
UCBA0000929
2, NO MUNSHI PREM CHAND SARANI HASTINGS,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700022
Bentinck Street Kolkata
UCBA0001060
COMMERCE HOUSE, 2 GANESH CHANDRA AVENUE 1ST FLOOR KOLKATA ,KOLKATA ,WEST BENGAL PIN 700013
Bhadrakali
UCBA0000936
25.B.P.M.B. SARANI UTTARPARA BHADRAKALI ,HUGLI ,WEST BENGAL PIN 712232
Bhowanipore
UCBA0000031
10,PRIYANATH MULLICK ROAD , BHOWANIPORE, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700025
BidhanNagar
UCBA0002219
GE 8, CENTRAL STAFF TRAINING COLLEGE BUILDING GROUND FLOOR SALT LAKE SECTOR III ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700106
Bilkanda
UCBA0001630
P.O. JUGBERIA NORTH 24 PARGANAS KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743178
Birati Branch Kolkata
UCBA0000707
107,M.BANERJEE ROAD,BIRATI,NORTH DUM DUM, NORTH 24 PARGANAS ,WEST BENGAL PIN 700051
BirlaPur
UCBA0000306
P.O. BIRLAPUR, DIST.24 PARGANAS S , SOUTH 24 PARGANAS ,WEST BENGAL PIN 743318
Boral
UCBA0003368
P 2 BORAL MAIN ROAD ,KOLKATA ,WEST BENGAL PIN 700154
Bowbazar
UCBA0000945
4 1A AND 4 1B,NIRMAL CHANDRA STREET BOWBAZAR,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700012
Broad Street
UCBA0000751
29,OLD BALLYGUNGE 1ST. LANE KOLKATA ,KOLKATA ,WEST BENGAL PIN 700019
Budge Budge
UCBA0001117
74 A,D P J M ROAD BUDGEBUDGE KOLKATA ,SOUTH 24 PARGANAS ,WEST BENGAL PIN 700137
Burra Bazar Kolkata
UCBA0000014
112, Rabindra Sarani, Kolkata 700073 ,KOLKATA ,WEST BENGAL PIN 700073
Canning Street Kolkata
UCBA0001339
8,CANNING ST,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700001
Chandan Nagar Burdwan
UCBA0001941
G. T. ROAD, RATHERSARAK, KALITALA, P.O. CHANDANNAGAR DIST HOOGHLY, HUGLI ,WEST BENGAL PIN 712136
Chetla
UCBA0000906
1 1, ALIPORE AVENUE, UCO HOUSE KOLKATA ,KOLKATA ,WEST BENGAL PIN 700027
Chinar Park
UCBA0003544
MEENA VIEW APARTMENT, RAJARHAT MAIN ROAD, WARD NO 6 DASDRONE, CHINAR PARK, KOLKATA PO 700136
Circus Avenue Branch
UCBA0000807
17 LOWER RANGE KOLKATA ,KOLKATA ,WEST BENGAL PIN 700017
Dakshin JoyPur
UCBA0002774
VILL DAKSHIN JOYPUR P.O. ANANDANAGAR P.S. LILUAH DT HOWRAH ,HAORA ,WEST BENGAL PIN 711227
Dakshinpara Salt Lake
UCBA0001788
244,DAKSHIN PARA ROAD KOLKATA 28 ,KOLKATA ,WEST BENGAL PIN 700028
Dhakuria Branch
UCBA0003358
31 A KASBA NARAYAN CHOUDHURY ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700042
Dharamtalla Street Kolkata
UCBA0000149
DHARAMTALLA STREET 45, LENIN SARANI,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700013
Dum Dum Cantonement Kolkata
UCBA0000733
10, M D ROAD KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700028
Dum Dum Kolkata
UCBA0000163
458 A AND B JESSORE ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700074
Duttapukur
UCBA0003529
35 NH JESSORE ROAD, TETULTALA, ISHUBATI, DUTTAPUKUR, 24 PARGANAS N, WB 743248
E M Bye Pass Kolkata
UCBA0001988
AP11B CANAL SOUTH ROAD METROPOLITAN CO OP HSG SOCIETY P.O.DHAPA, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700105
Ektp Survey Park
UCBA0001875
C 220,SURVEY PARK,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700075
Fcc India Exchange Place
UCBA0000002
GROUND FLOOR, 2, INDIA EXCHANGE PLACE, KOLKATA . ,KOLKATA ,WEST BENGAL PIN 700001
Fort William Kolkata
UCBA0001837
5 AND 6, STRAND LINE SHOPPING CENTER , GORABAZAR, FORTWILLIAM, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700021
Garden Reach
UCBA0001483
J 255B PAHARPUR ROAD GARDEN REACH KOLKATA ,KOLKATA ,WEST BENGAL PIN 700024
Garia Kolkata
UCBA0001989
2,KENDUA MAIN ROAD PO GARIA ,KOLKATA ,WEST BENGAL PIN 700084
Golf Green Kolkata
UCBA0001787
8 87,BIJOYGARH KOLKATA ,KOLKATA ,WEST BENGAL PIN 700045
Gsi Ext Ctr Kolkata
UCBA0009008
GSI EXTENSION COUNTER,15 A AND B KYD STREET,KOLKATA 700016 700016
Habra Twentyfour Pgs
UCBA0001395
NAGAR UKHRA MORE JESSORE ROAD PO HABRA, PIN.743263 NORTH 24 PARGANAS ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743263
HaridevPur
UCBA0002381
1077 MAHATMA GANDHI ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700082
Hastings Kolkata
UCBA0000277
2,MUNSHI PREM CHAND SARANI, HASTINGS,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700022
Hati Bagan Kolkata
UCBA0001130
56A,HARI GOSH ST,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700006
Hazra Road Kolkata
UCBA0000582
91 1,HAZRA ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700026
Hindmotor
UCBA0001602
HINDMOTOR FACTORY COMPLEX KOLKATA ,HUGLI ,WEST BENGAL PIN 712233
JadavPur Kolkata
UCBA0000164
23A RAJA S C MALLICK ROAD JADAVPUR KOL 32 ,KOLKATA ,WEST BENGAL PIN 700032
Jatindra Mohan Avenue
UCBA0001000
66,JATINDRA MOHAN AVENUE BR,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700005
Jawaharlal Nehru Rd Kolkata
UCBA0001073
35 1,J N ROAD. KAILASH BUILDING KOLKATA ,KOLKATA ,WEST BENGAL PIN 700071
JodhPur Park
UCBA0001732
22 290, JODHPUR GARDEN KOLKATA ,KOLKATA ,WEST BENGAL PIN 700045
Jorasanko
UCBA0000200
45,GIRISH PARK NORTH KOLKATA ,KOLKATA ,WEST BENGAL PIN 700006
Kalighat
UCBA0000584
34 KALI TEMPLE RD.,KALIGHAT,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700026
Kamarhati
UCBA0001341
7, GRAHAM ROAD, KAMARHATY KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700058
Kancharapara Kolkata
UCBA0001018
109 , LENIN SARANI, WORK SHOP ROAD KANCHRAPARA , DIST 24 PGS N ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743145
Kanthal Bagan
UCBA0001786
55, CHARAKDANGA ROAD P.O UTTARPARA DIST HOOGHLY ,HUGLI ,WEST BENGAL PIN 712258
Kasba
UCBA0002081
170 SANTI PALLY, OPP. KASBA NEW MARKET, DD 10, ECAD PROJECT, PHASE I KOLKATA ,KOLKATA ,WEST BENGAL PIN 700107
KidderPur Kolkata
UCBA0000587
39 EKBALPORE ROAD,KIDDERPORE, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700023
Kolkata Main Rt
UCBA0000190
10, B. T. M. SARANI KOLKATA ,KOLKATA ,WEST BENGAL PIN 700001
L L R Sarani Kolkata
UCBA0000286
5 LALA LAJPATRAI SARANI, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700020
Lake Town
UCBA0002087
333A 1 JESSORE ROAD LAKE TOWN KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700089
Lenin Sarani
UCBA0001740
79,,LENIN SARANI,CALCUTTA ,KOLKATA ,WEST BENGAL PIN 700013
Lower Circular Road Kolkata
UCBA0000801
LOWER CIRCULAR RD.BRANCH,13,CAMAC STREET KOLKATA ,KOLKATA ,WEST BENGAL PIN 700016
MadhyamGram Kolkata
UCBA0000330
SODEPUR ROAD HORMUZ VILLA MADHYAMGRAM, NORTH 24 PGS KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743275
Manictala
UCBA0000585
P 32, MANICKTALA MAIN ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700054
MaslandPur
UCBA0000668
VILL P.O. MASLANDAPUR DIST.NORTH 24 PARGANAS ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743289
Mcu Ibb Kolkata
UCBA0001734
4 and 4 1, RED CROSS PLACE,CALCUTTA 700 001, 700001
Nangi
UCBA0000304
P.O, PARBANGLA VIA BATANAGAR KOLKATA ,KOLKATA ,WEST BENGAL PIN 743313
New Alipore Kolkata
UCBA0000179
70A, BLOCK D, FIRST FLOOR, NEW ALIPORE, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700053
New Barrackpore Kolkata
UCBA0001985
73, N.S.ROAD, IMA BHABAN, P.O. NEW BARRACKPORE, DIST NORTH PARGANAS . ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700131
New Market Kolkata
UCBA0000069
3 4 LINDSAY STREET,NEW MARKET, KOLKATA ,WEST BENGAL PIN 700087
New Town
UCBA0003602
NATIONAL JUTE BOARD, PATSAN BHAWAN, NEW TOWN STREET NO-175,CF-6/1 ACTION AREA-1, KOLKATA-156 PO 700156
Nimpith
UCBA0003423
SRI RAMKRISHNA ASHRAM ,SOUTH 24 PARGANAS ,WEST BENGAL PIN 743338
Panchasayar
UCBA0003221
ADMINISTRATIVE BUILDING, 604 PANCHASAYAR CO O PANCHASAYAR ,KOLKATA ,WEST BENGAL PIN 700094
Panihati
UCBA0000187
27.B.T.ROAD PEERLESS NAGAR P.O. PANIHATI KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743176
Park Circus Kolkata
UCBA0000178
P 64 DR SUNDARI MOHAN AVENUE KOLKATA ,KOLKATA ,WEST BENGAL PIN 700014
Park Street Kolkata
UCBA0000703
75 C,PARK STREET, KOLKATA ,WEST BENGAL PIN 700016
Phoolbagan
UCBA0002605
63 A, HEM CHANDRA NASKAR ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700010
Prince Anwar Shah
UCBA0000666
235 1 DESHPRAN SASMAL ROAD,KOLKATa ,KOLKATA ,WEST BENGAL PIN 700033
Purna Das Road
UCBA0001761
P16 4 1 PURNA DAS ROAD. ,KOLKATA ,WEST BENGAL PIN 700029
RabindraNagar
UCBA0001790
173 M.I.D ROAD RABINDRANAGAR ,KOLKATA ,WEST BENGAL PIN 700060
Rafi Ahmed Kidwai Rd Kol
UCBA0000218
54 2, RAFI AHMED KIDWAI ROAD ,KOLKATA ,WEST BENGAL PIN 700016
Rajabazar
UCBA0000531
66 A.P.CHANDRA ROAD,RAJABAZAR BR.,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700009
Rajarhat GopalPur
UCBA0002399
RAJ RAJESWARI BHAWAN BARWARITALA KRISHNAPUR MAIN ROAD, PS. BAGUIATI ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700102
Sadananda Road
UCBA0000940
NO.10,SADANANDA ROAD and BRANCH,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700026
Salt Lake Dd Block Branch
UCBA0001870
3 AND 4 DD BLOCK, SEC I, SALT LAKE KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700064
Salt Lake Sector I Kolkata
UCBA0000537
AB 14, SALT LAKE SECTOR I, BIDHAN NAGAR, SALT LAKE CITY, KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700064
Saltlake Sector Ii
UCBA0001713
BIDYUT BHAWAN, SALT LAKE SECTOR II, SALT LAKE CITY, KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700091
SantoshPur Kolkata
UCBA0001770
163,SANTOSHPUR AVENUE KOLKATA ,KOLKATA ,WEST BENGAL PIN 700075
Sarat Bose Road Kolkata
UCBA0001481
136 A,SARAT BOSE RD,RASHBEHARI AVENUE,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700029
Sarisha
UCBA0003370
LALMOHAN APARTMENT ,SOUTH 24 PARGANAS ,WEST BENGAL PIN 743368
Sealdah Branch Kolkata
UCBA0001056
133,A.J.C RD SEALDAH BR ,KOLKATA ,WEST BENGAL PIN 700014
Serampore Ward Twenty Six
UCBA0001783
47 L,KUMIRJALA ROAD PO MALLICKPARA SERAMPORE DIST HOOGHLY ,HUGLI ,WEST BENGAL PIN 712203
Service Branch Kolkata
UCBA0001801
2,INDIA EXCHANGE PLACE1ST FLOOR 700001
Shakauntala Park
UCBA0003518
SHIBRAMPUR PLAZA,1ST FLOOR, 49 HO CHI MINH SARANI, KOLKATA 700061
ShibPur Kolkata
UCBA0000926
170 G T ROAD SUSHOMALOY NEAR ALOKA CINEMA ,HAORA ,WEST BENGAL PIN 700009
Shyam Bazar Kolkata
UCBA0000530
202,APC ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700004
Sn Banerjee Road Kolkata
UCBA0000322
42, S.N.BANERJEE ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700014
SonarPur
UCBA0002095
S 1 1.A.P.NAGAR PASCHIM ,SONARPUR,DISTRICT SOUTH 24 PARGANAS,KOLKATA ,SOUTH 24 PARGANAS ,WEST BENGAL PIN 700150
Southern Avenue Kolkata
UCBA0000797
56,SOUTHERN AVENUE ,KOLKATA ,WEST BENGAL PIN 700029
Station Road Garia
UCBA0002288
ANUBHAV APARTMENT EAST BALIA GARIA STATION ROAD PO GARIA,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700084
Taki Road
UCBA0002107
TAKI ROAD. PURBA KALIKAPUR P.O. BARASAT, DIST. 24 PGS N ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700124
Thakurpukur
UCBA0000661
207 B, THAKURPUKUR ROAD BANKRAHAT ROAD , THAKURPUKUR, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700063
Titagarh
UCBA0000221
13,B.T.ROAD ,P.O. P.S. TITAGARH DIST.NORTH 24 PARAGANAS ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743188
Tollygunge
UCBA0000957
85 NSC BOSE ROAD P.O.REGENT PARK, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700040
Ultadanga
UCBA0000973
140 1 AND140 4 3 BIDHAN NAGAR ROAD, ULTADANGA ,KOLKATA ,WEST BENGAL PIN 700067
Uttarpara Bazar
UCBA0001057
214 B, GRAND TRUNK ROAD UTTARPARA, HOOGHLY ,HUGLI ,WEST BENGAL PIN 712258
Yubabharti
UCBA0001898
YUVA BHARATI KRIRANGAN, SALT LAKE STADIUM, NEAR GATE NO. 2, KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700097
What are Uco Bank IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Uco Bank IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Uco Bank IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Uco Bank Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Uco Bank Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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