IFSC Code of Uco Bank, West Bengal, Kolkata, Behala Chowrasta

UCBA0001987

Uco Bank

Uco Bank

IFSC Code

UCBA0001987
MICR Code

700028150
Bank Name Uco Bank
District Kolkata
State West Bengal
Address 11a,mondalpara 1st Lane. James Long Sarani Behala Kolkata ,kolkata ,west Bengal Pin 700034
Phone +913324989220

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Uco Bank Branch Near You

List of all Uco Bank Branch IFSC Code

Akra Road

UCBA0001760

AKRA ROAD BRANCH T 102 A, AKRA ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700018
Amtala

UCBA0002040

N.D.ROAD KANNYANAGAR AMTALA 24 PARGANAS S ,SOUTH 24 PARGANAS ,WEST BENGAL PIN 743398
Apc Road

UCBA0001054

ACHARYA PRAFULLA CHANDRA RD 242 A VIVEKANANDA ROAD ,KOLKATA ,WEST BENGAL PIN 700009
Asset Management Branch

UCBA0002195

5, L L R SARANIKOLKATA 700020
Atbd Reconciliation Branch

UCBA0003373

1ST FLOOR, INDIA EXCHANGE PLACE, UCO BANK, KOLKATA, PIN 700001
AthPur

UCBA0000270

23 EAST GHOSH PARA ROAD P O ATHPUR DIST NORTH 24 PARGANAS NORTH ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743127
B T Road Kolkata

UCBA0000676

44 51, B. T. ROAD, GHOSH PARA ,KOLKATA ,WEST BENGAL PIN 700050
Badu

UCBA0000671

BADU BAZAR, LOKNATH MARKET, 1ST FLOOR, PO BADU ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743202
Baghbazar

UCBA0000256

532, RABINDRA SARANI ,KOLKATA ,WEST BENGAL PIN 700003
Bagmari Road

UCBA0001738

219,MANICKTALA MAIN ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700054
Bagmore

UCBA0000669

KGR PATH,BAGMORE PO. KANCHRAPARA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743145
Baguiati Kolkata

UCBA0001986

PASHUPATI VILLA VIP ROAD 44 BUS STAND , KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700059
Ballygunge

UCBA0000095

15 1A ,GARIAHAT ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700019
Ballygunge Circular Road Kolka

UCBA0000837

40 10, BALLYGUNGE CIRCULAR ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700019
Bansdroni Kolkata

UCBA0000257

235 3, N.S.C BOSE ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700047
Barasat

UCBA0000655

27 70 K N C ROAD P O BARASAT DIST 24 PARGANAS NORTH ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743201
BaruiPur Kolkata

UCBA0000199

KULPI ROAD, KACHHARI BAZAR P.O. BARUIPUR KOLKATA ,SOUTH 24 PARGANAS ,WEST BENGAL PIN 743302
Beadon Street

UCBA0001739

9AandB,ABHEDANANDA RD,BEADON STREET,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700006
Behala Kolkata

UCBA0000952

7B.S.ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700034
Belgachia

UCBA0000586

64 96 C BELGACHIA ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700037
Belgharia

UCBA0002085

GANGATRI APARTMENT,3,RIFLE RANGE ROAD,BELGHARIA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700056
Beliaghata Bridge

UCBA0001119

P.O. BELIAGHATA BRIDGE DIST. NORTH 24 PARGANAS ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743423
Belvedere Road Kolkata

UCBA0000929

2, NO MUNSHI PREM CHAND SARANI HASTINGS,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700022
Bentinck Street Kolkata

UCBA0001060

COMMERCE HOUSE, 2 GANESH CHANDRA AVENUE 1ST FLOOR KOLKATA ,KOLKATA ,WEST BENGAL PIN 700013
Bhadrakali

UCBA0000936

25.B.P.M.B. SARANI UTTARPARA BHADRAKALI ,HUGLI ,WEST BENGAL PIN 712232
Bhowanipore

UCBA0000031

10,PRIYANATH MULLICK ROAD , BHOWANIPORE, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700025
BidhanNagar

UCBA0002219

GE 8, CENTRAL STAFF TRAINING COLLEGE BUILDING GROUND FLOOR SALT LAKE SECTOR III ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700106
Bilkanda

UCBA0001630

P.O. JUGBERIA NORTH 24 PARGANAS KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743178
Birati Branch Kolkata

UCBA0000707

107,M.BANERJEE ROAD,BIRATI,NORTH DUM DUM, NORTH 24 PARGANAS ,WEST BENGAL PIN 700051
BirlaPur

UCBA0000306

P.O. BIRLAPUR, DIST.24 PARGANAS S , SOUTH 24 PARGANAS ,WEST BENGAL PIN 743318
Boral

UCBA0003368

P 2 BORAL MAIN ROAD ,KOLKATA ,WEST BENGAL PIN 700154
Bowbazar

UCBA0000945

4 1A AND 4 1B,NIRMAL CHANDRA STREET BOWBAZAR,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700012
Broad Street

UCBA0000751

29,OLD BALLYGUNGE 1ST. LANE KOLKATA ,KOLKATA ,WEST BENGAL PIN 700019
Budge Budge

UCBA0001117

74 A,D P J M ROAD BUDGEBUDGE KOLKATA ,SOUTH 24 PARGANAS ,WEST BENGAL PIN 700137
Burra Bazar Kolkata

UCBA0000014

112, Rabindra Sarani, Kolkata 700073 ,KOLKATA ,WEST BENGAL PIN 700073
Canning Street Kolkata

UCBA0001339

8,CANNING ST,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700001
Chandan Nagar Burdwan

UCBA0001941

G. T. ROAD, RATHERSARAK, KALITALA, P.O. CHANDANNAGAR DIST HOOGHLY, HUGLI ,WEST BENGAL PIN 712136
Chetla

UCBA0000906

1 1, ALIPORE AVENUE, UCO HOUSE KOLKATA ,KOLKATA ,WEST BENGAL PIN 700027
Chinar Park

UCBA0003544

MEENA VIEW APARTMENT, RAJARHAT MAIN ROAD, WARD NO 6 DASDRONE, CHINAR PARK, KOLKATA PO 700136
Circus Avenue Branch

UCBA0000807

17 LOWER RANGE KOLKATA ,KOLKATA ,WEST BENGAL PIN 700017
Dakshin JoyPur

UCBA0002774

VILL DAKSHIN JOYPUR P.O. ANANDANAGAR P.S. LILUAH DT HOWRAH ,HAORA ,WEST BENGAL PIN 711227
Dakshinpara Salt Lake

UCBA0001788

244,DAKSHIN PARA ROAD KOLKATA 28 ,KOLKATA ,WEST BENGAL PIN 700028
Dhakuria Branch

UCBA0003358

31 A KASBA NARAYAN CHOUDHURY ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700042
Dharamtalla Street Kolkata

UCBA0000149

DHARAMTALLA STREET 45, LENIN SARANI,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700013
Dum Dum Cantonement Kolkata

UCBA0000733

10, M D ROAD KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700028
Dum Dum Kolkata

UCBA0000163

458 A AND B JESSORE ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700074
Duttapukur

UCBA0003529

35 NH JESSORE ROAD, TETULTALA, ISHUBATI, DUTTAPUKUR, 24 PARGANAS N, WB 743248
E M Bye Pass Kolkata

UCBA0001988

AP11B CANAL SOUTH ROAD METROPOLITAN CO OP HSG SOCIETY P.O.DHAPA, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700105
Ektp Survey Park

UCBA0001875

C 220,SURVEY PARK,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700075
Fcc India Exchange Place

UCBA0000002

GROUND FLOOR, 2, INDIA EXCHANGE PLACE, KOLKATA . ,KOLKATA ,WEST BENGAL PIN 700001
Fort William Kolkata

UCBA0001837

5 AND 6, STRAND LINE SHOPPING CENTER , GORABAZAR, FORTWILLIAM, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700021
Garden Reach

UCBA0001483

J 255B PAHARPUR ROAD GARDEN REACH KOLKATA ,KOLKATA ,WEST BENGAL PIN 700024
Garia Kolkata

UCBA0001989

2,KENDUA MAIN ROAD PO GARIA ,KOLKATA ,WEST BENGAL PIN 700084
Golf Green Kolkata

UCBA0001787

8 87,BIJOYGARH KOLKATA ,KOLKATA ,WEST BENGAL PIN 700045
Gsi Ext Ctr Kolkata

UCBA0009008

GSI EXTENSION COUNTER,15 A AND B KYD STREET,KOLKATA 700016 700016
Habra Twentyfour Pgs

UCBA0001395

NAGAR UKHRA MORE JESSORE ROAD PO HABRA, PIN.743263 NORTH 24 PARGANAS ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743263
HaridevPur

UCBA0002381

1077 MAHATMA GANDHI ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700082
Hastings Kolkata

UCBA0000277

2,MUNSHI PREM CHAND SARANI, HASTINGS,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700022
Hati Bagan Kolkata

UCBA0001130

56A,HARI GOSH ST,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700006
Hazra Road Kolkata

UCBA0000582

91 1,HAZRA ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700026
Hindmotor

UCBA0001602

HINDMOTOR FACTORY COMPLEX KOLKATA ,HUGLI ,WEST BENGAL PIN 712233
JadavPur Kolkata

UCBA0000164

23A RAJA S C MALLICK ROAD JADAVPUR KOL 32 ,KOLKATA ,WEST BENGAL PIN 700032
Jatindra Mohan Avenue

UCBA0001000

66,JATINDRA MOHAN AVENUE BR,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700005
Jawaharlal Nehru Rd Kolkata

UCBA0001073

35 1,J N ROAD. KAILASH BUILDING KOLKATA ,KOLKATA ,WEST BENGAL PIN 700071
JodhPur Park

UCBA0001732

22 290, JODHPUR GARDEN KOLKATA ,KOLKATA ,WEST BENGAL PIN 700045
Jorasanko

UCBA0000200

45,GIRISH PARK NORTH KOLKATA ,KOLKATA ,WEST BENGAL PIN 700006
Kalighat

UCBA0000584

34 KALI TEMPLE RD.,KALIGHAT,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700026
Kamarhati

UCBA0001341

7, GRAHAM ROAD, KAMARHATY KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700058
Kancharapara Kolkata

UCBA0001018

109 , LENIN SARANI, WORK SHOP ROAD KANCHRAPARA , DIST 24 PGS N ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743145
Kanthal Bagan

UCBA0001786

55, CHARAKDANGA ROAD P.O UTTARPARA DIST HOOGHLY ,HUGLI ,WEST BENGAL PIN 712258
Kasba

UCBA0002081

170 SANTI PALLY, OPP. KASBA NEW MARKET, DD 10, ECAD PROJECT, PHASE I KOLKATA ,KOLKATA ,WEST BENGAL PIN 700107
KidderPur Kolkata

UCBA0000587

39 EKBALPORE ROAD,KIDDERPORE, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700023
Kolkata Main Rt

UCBA0000190

10, B. T. M. SARANI KOLKATA ,KOLKATA ,WEST BENGAL PIN 700001
L L R Sarani Kolkata

UCBA0000286

5 LALA LAJPATRAI SARANI, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700020
Lake Town

UCBA0002087

333A 1 JESSORE ROAD LAKE TOWN KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700089
Lenin Sarani

UCBA0001740

79,,LENIN SARANI,CALCUTTA ,KOLKATA ,WEST BENGAL PIN 700013
Lower Circular Road Kolkata

UCBA0000801

LOWER CIRCULAR RD.BRANCH,13,CAMAC STREET KOLKATA ,KOLKATA ,WEST BENGAL PIN 700016
MadhyamGram Kolkata

UCBA0000330

SODEPUR ROAD HORMUZ VILLA MADHYAMGRAM, NORTH 24 PGS KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743275
Manictala

UCBA0000585

P 32, MANICKTALA MAIN ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700054
MaslandPur

UCBA0000668

VILL P.O. MASLANDAPUR DIST.NORTH 24 PARGANAS ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743289
Mcu Ibb Kolkata

UCBA0001734

4 and 4 1, RED CROSS PLACE,CALCUTTA 700 001, 700001
Nangi

UCBA0000304

P.O, PARBANGLA VIA BATANAGAR KOLKATA ,KOLKATA ,WEST BENGAL PIN 743313
New Alipore Kolkata

UCBA0000179

70A, BLOCK D, FIRST FLOOR, NEW ALIPORE, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700053
New Barrackpore Kolkata

UCBA0001985

73, N.S.ROAD, IMA BHABAN, P.O. NEW BARRACKPORE, DIST NORTH PARGANAS . ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700131
New Market Kolkata

UCBA0000069

3 4 LINDSAY STREET,NEW MARKET, KOLKATA ,WEST BENGAL PIN 700087
New Town

UCBA0003602

NATIONAL JUTE BOARD, PATSAN BHAWAN, NEW TOWN STREET NO-175,CF-6/1 ACTION AREA-1, KOLKATA-156 PO 700156
Nimpith

UCBA0003423

SRI RAMKRISHNA ASHRAM ,SOUTH 24 PARGANAS ,WEST BENGAL PIN 743338
Panchasayar

UCBA0003221

ADMINISTRATIVE BUILDING, 604 PANCHASAYAR CO O PANCHASAYAR ,KOLKATA ,WEST BENGAL PIN 700094
Panihati

UCBA0000187

27.B.T.ROAD PEERLESS NAGAR P.O. PANIHATI KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743176
Park Circus Kolkata

UCBA0000178

P 64 DR SUNDARI MOHAN AVENUE KOLKATA ,KOLKATA ,WEST BENGAL PIN 700014
Park Street Kolkata

UCBA0000703

75 C,PARK STREET, KOLKATA ,WEST BENGAL PIN 700016
Phoolbagan

UCBA0002605

63 A, HEM CHANDRA NASKAR ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700010
Prince Anwar Shah

UCBA0000666

235 1 DESHPRAN SASMAL ROAD,KOLKATa ,KOLKATA ,WEST BENGAL PIN 700033
Purna Das Road

UCBA0001761

P16 4 1 PURNA DAS ROAD. ,KOLKATA ,WEST BENGAL PIN 700029
RabindraNagar

UCBA0001790

173 M.I.D ROAD RABINDRANAGAR ,KOLKATA ,WEST BENGAL PIN 700060
Rafi Ahmed Kidwai Rd Kol

UCBA0000218

54 2, RAFI AHMED KIDWAI ROAD ,KOLKATA ,WEST BENGAL PIN 700016
Rajabazar

UCBA0000531

66 A.P.CHANDRA ROAD,RAJABAZAR BR.,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700009
Rajarhat GopalPur

UCBA0002399

RAJ RAJESWARI BHAWAN BARWARITALA KRISHNAPUR MAIN ROAD, PS. BAGUIATI ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700102
Sadananda Road

UCBA0000940

NO.10,SADANANDA ROAD and BRANCH,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700026
Salt Lake Dd Block Branch

UCBA0001870

3 AND 4 DD BLOCK, SEC I, SALT LAKE KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700064
Salt Lake Sector I Kolkata

UCBA0000537

AB 14, SALT LAKE SECTOR I, BIDHAN NAGAR, SALT LAKE CITY, KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700064
Saltlake Sector Ii

UCBA0001713

BIDYUT BHAWAN, SALT LAKE SECTOR II, SALT LAKE CITY, KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700091
SantoshPur Kolkata

UCBA0001770

163,SANTOSHPUR AVENUE KOLKATA ,KOLKATA ,WEST BENGAL PIN 700075
Sarat Bose Road Kolkata

UCBA0001481

136 A,SARAT BOSE RD,RASHBEHARI AVENUE,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700029
Sarisha

UCBA0003370

LALMOHAN APARTMENT ,SOUTH 24 PARGANAS ,WEST BENGAL PIN 743368
Sealdah Branch Kolkata

UCBA0001056

133,A.J.C RD SEALDAH BR ,KOLKATA ,WEST BENGAL PIN 700014
Serampore Ward Twenty Six

UCBA0001783

47 L,KUMIRJALA ROAD PO MALLICKPARA SERAMPORE DIST HOOGHLY ,HUGLI ,WEST BENGAL PIN 712203
Service Branch Kolkata

UCBA0001801

2,INDIA EXCHANGE PLACE1ST FLOOR 700001
Shakauntala Park

UCBA0003518

SHIBRAMPUR PLAZA,1ST FLOOR, 49 HO CHI MINH SARANI, KOLKATA 700061
ShibPur Kolkata

UCBA0000926

170 G T ROAD SUSHOMALOY NEAR ALOKA CINEMA ,HAORA ,WEST BENGAL PIN 700009
Shyam Bazar Kolkata

UCBA0000530

202,APC ROAD KOLKATA ,KOLKATA ,WEST BENGAL PIN 700004
Sn Banerjee Road Kolkata

UCBA0000322

42, S.N.BANERJEE ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700014
SonarPur

UCBA0002095

S 1 1.A.P.NAGAR PASCHIM ,SONARPUR,DISTRICT SOUTH 24 PARGANAS,KOLKATA ,SOUTH 24 PARGANAS ,WEST BENGAL PIN 700150
Southern Avenue Kolkata

UCBA0000797

56,SOUTHERN AVENUE ,KOLKATA ,WEST BENGAL PIN 700029
Station Road Garia

UCBA0002288

ANUBHAV APARTMENT EAST BALIA GARIA STATION ROAD PO GARIA,KOLKATA ,KOLKATA ,WEST BENGAL PIN 700084
Taki Road

UCBA0002107

TAKI ROAD. PURBA KALIKAPUR P.O. BARASAT, DIST. 24 PGS N ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700124
Thakurpukur

UCBA0000661

207 B, THAKURPUKUR ROAD BANKRAHAT ROAD , THAKURPUKUR, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700063
Titagarh

UCBA0000221

13,B.T.ROAD ,P.O. P.S. TITAGARH DIST.NORTH 24 PARAGANAS ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743188
Tollygunge

UCBA0000957

85 NSC BOSE ROAD P.O.REGENT PARK, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700040
Ultadanga

UCBA0000973

140 1 AND140 4 3 BIDHAN NAGAR ROAD, ULTADANGA ,KOLKATA ,WEST BENGAL PIN 700067
Uttarpara Bazar

UCBA0001057

214 B, GRAND TRUNK ROAD UTTARPARA, HOOGHLY ,HUGLI ,WEST BENGAL PIN 712258
Yubabharti

UCBA0001898

YUVA BHARATI KRIRANGAN, SALT LAKE STADIUM, NEAR GATE NO. 2, KOLKATA ,NORTH 24 PARGANAS ,WEST BENGAL PIN 700097

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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