Select Branch for Union Bank Of India in Belgaum, Karnataka

Choose a branch to view IFSC code and details

Branch
Adi

UBIN0915629

H NO 244 MAIN ROAD,AT POST ADI,TQ CHIKKODI,DIST.BELGAUM591215
Branch
AinaPur

UBIN0537438

T P C NO. 1219, BUS STAND ROAD, POST AINAPUR,TALUKA ATHANI, DIST. BELGAUM, KARNATAKA, PIN - 591 303.
Branch
Alagwadi

UBIN0934291

S V 100 A GURAVA GALLI ALAGWADI TQ RAIBAG BELAGAVI 591317
Branch
AnantPur

UBIN0537446

298, MAIN BAZAR, AT & POST ANANTPUR, TALUKA-ATHANI, DIST. BELGAUM, KARNATAKA PIN - 591 212.
Branch
Athani

UBIN0903272

JAGADALMATH BLDG,1352A MAIN ROAD,ATHANI 591304
Branch
Athani

UBIN0537454

2186, MAHAJAN COMPLEX, MARKET ROAD, ATHANI, DIST. BELGAUM, KARNATAKA, PIN - 591 304.
Branch
Awaradi

UBIN0929077

G P NO 190 1ST FLOOR,AWARADI PRIMARY KRUSHI SAHAKARI,SANGH,GOKAK,BELGAUM 591227,KARNATAKA
Branch
Bailhongal

UBIN0537462

1452 A, MAIN ROAD, 1AT & POST BAILHONGAL,DIST.BELGAON, KARNATAKA, PIN - 591 102.
Branch
Bailhongal

UBIN0913057

NEAR FOREST OFFICE,BELGAUM ROAD,BAILAHONGAL 591102
Branch
Beerangaddi

UBIN0915921

BEERANGADDI SAMUDAYAKALIKA KENDRA SAMITHI,BEERANGADDI POST, GOKAK TALUK,BELGAUM 591307 KARNATAKA
Branch
Belagavi ShahPur

UBIN0932621

CTS NO 1304 1305 JYOTHIRLING RESIDENCY GROUND FLOOR BASWAN GALLI SHAHPUR
Branch
Belawadi

UBIN0901105

MAIN ROAD, BELAWADI 591104
Branch
Belgaum - Service Branch

UBIN0549738

SERVICE BRANCH BELGAM, 659/660,RAVIVARPETH,BELGUM,PIN-590002,KARNATKA.
Branch
Belgaum Kirloskar Road

UBIN0900591

NO.1685AA 1ST FLOOR KG SUS BLDG,KIRLOSKAR RD,BELGAUM 590002
Branch
Belgaum Phoenix School Ec

UBIN0920908

PHOENIX RES.ENGLISH MED.SCHOOL, P.B.ROAD, NEHRU NAGAR,BELGAUM 590010
Branch
Belgaum Tilakwadi

UBIN0900605

SHRI KAMAKSHI BLDG,CONGRESS RD,TILAKWADI,BELGAUM 590006
Branch
Benkanhalli

UBIN0914924

S.NO.11A,SHRIVARDHANA BUILDING,GANESHPUR ROAD,BENKANHALLI 591108
Branch
Chikkodi

UBIN0911305

NO 606532992,NIPPANIMAHALINGAPUR STATE HIGHWAY,CHIKKODI DISTRICT,BELGAUM,84 KARNATAKA
Branch
Chikodi

UBIN0537471

938/39, GURUWAR PET, CHIKODI, DIST. BELGAUM, KARNATAKA, PIN - 591 201
Branch
Currency Chest Belgavi

UBIN0909751

MUJAWAR COMPLEX NEHARU NAGAR BELGAVI
Branch
Darur

UBIN0918806

GRAM PANCHAYAT OFFICE BUILDING,1ST FLOOR, DARUR591261, TQATHANI,DIST BELGAUM,KARNATAKA
Branch
Godachi

UBIN0934968

VPC NO 351 GRAM PANCHAYAT BUILDING GODACHI TQ RAMDURGA DIST BELAGAVI
Branch
Gokak

UBIN0903281

VIJAYA COMPLEX, 1ST FLOOR, HOSPET GALLI, GOKAK 591307
Branch
Gokak (dist. Belgaum)

UBIN0537489

C.T.S.NO.3033 1ST FLOOR DONGRE BLDG. RAVIWAR PETH GOKAK DIST.BELGAUM KARNATAKA PIN 591307
Branch
Gokak Falls

UBIN0537497

BLOCK NO. 4/C, MAIN ROAD, AT & POST GOKAK FALLS, DIST. BELGAUM, KARNATAKA, PIN - 591 308.
Branch
Hebbal

UBIN0537501

VITHAL BIRAPPA MANDIR BUILDING, HEBBAL,AT & POST HEBBAL, TAL. HUKKERI,DIST. BELGAUM, KARNATAKA, PIN - 591 221.
Branch
Hindwadi - Belgaum

UBIN0545180

PLOT NO. 131, HIND CO.HSG.SOC. BLDG., HINDWADI,DIST. BELGAUM, KARNATAKA,PIN - 590 011.
Branch
Hukkeri

UBIN0537519

1341, MAIN BAZAR, AT & POST - HUKKERI, DIST. BELGAUM, KARNATAKA,PIN - 591 309.
Branch
Kabbur

UBIN0915688

VPC NO 737 GRAM PANCHAYAT KABBUR VILLAGE HAVERI 581110 KARNATAKA
Branch
Kadabi

UBIN0901954

MAIN ROAD, KADABI 591702
Branch
Kadarvalli

UBIN0915505

G P NO 531 ITAGI CROSS,KADARVALLI,BAILHONGAL TALUK,BELGAUM DIST591153
Branch
Kadolkar Galli

UBIN0547158

1918, KADOLKAR GALLI, BELGAUM,DIST. BELGAUM, KARNATAKA,PIN - 590 002.
Branch
Kagwad

UBIN0537527

44 C PADMAVATI BUILDING BAZAR PETH AT POST KAGWAD DIST.BELGAUM KARNATAKA PIN 591223
Branch
Kakti

UBIN0533203

DHANAVANTRI BUILDING P. B. ROAD AT POST KAKTI DIST. BELGAUM KARNATAKA PIN 591113
Branch
Khadaklat

UBIN0901181

MALLIKARJUNA NIWAS, MAIN TROAD, KHADAKLAT 591228
Branch
KhodanPur

UBIN0904228

MAIN ROAD, KHODANPUR 591104
Branch
Kls Belgaum

UBIN0920037

KARNATAKA LAW SOCIETY, TILAKWADI, BELGAUM 590006
Branch
Kudachi

UBIN0537535

T.P.C. 1657 A B STATION ROAD KUDACHI DIST.BELGAUM KARNATAKA PIN 591311
Branch
Kumta

UBIN0561916

KUMTA, BELGAUM, KARNATAKA
Branch
MadhavPur Vadgaon

UBIN0537420

209, BHARATH NAGAR 3RD CROSS ROAD, MAHAVEER SILK FACTORY ROAD BELGAUM , KARNATAKA - 590003
Branch
Mahantesh Nagar Belgaum

UBIN0567582

FIRST FLOOR, ASHOK COMPLEX, SECTOR 10 BELGAUM KARNATAKA PINCODE-590016
Branch
Maldinni

UBIN0565679

BIRDS,MALDINNI SAMUDAY KALIKA KENDRA SAMITHI CITY -MALDINNI KARNATAKA PIN-591233
Branch
Manoli

UBIN0534072

AT POST MANOLI TALUKA SAUNDATTI DIST.BELGAUM KARNATAKA PIN 591117
Branch
Market Yard

UBIN0537039

A.P.M.C. CANTEEN BUILDING, MARKET YARD,DIST. BELGAUM, KARNATAKA,PIN - 590 010.
Branch
Markumbi

UBIN0915912

H.NO.37611A,MURGOD ROAD,MARKUMBI,SOUDATTI,BELGAUM 591119 KARNATAKA
Branch
Micr Cpc Belgaum

UBIN0560588

1049/B2, KHANAPUR ROAD, BEHIND LENGADE HOSTEL, TILAKWADI
Branch
Mudenur

UBIN0565687

KASHAMMA HOUSE NO 42, NEAR LAXMI DEVI TEMPLE CITY -MUDENUR KARNATAKA PIN-591123
Branch
Mugalihal

UBIN0916986

G.P.NO.863,POST MUGALIHAL,SAUNDATTI,BELGAUM 591129 KARNATAKA
Branch
Murgod

UBIN0901091

SHRI MALLIKARJUN ASHA NILAYA, MURGOD 591119
Branch
Naganur

UBIN0916099

DOOR 263,NEAR GOVERNMENT HIGH SCHOOL,NAGANUR,DAVANGERE 577 005 KARNATAKA
Branch
Nandgad

UBIN0537543

6201 BAZAR STREET NANDGAD TALUKA KHANAPUR DIST.BELGAUM KARNATAKA PIN 591120
Branch
Nandgaon

UBIN0932311

VPC NO 608A 608C HOLIKATTI GALLI NANDGAON
Branch
Navalihal

UBIN0916650

H.NO 285,OPP LAXMI TEMPLE,NAVALIHAL,CHIKKODI,BELGAUM 591287 KARNATAKA
Branch
Nipani

UBIN0900656

NEMICHAND NIWAS,1ST FL,66 ASHOKNAGAR,P.B.NO.31,NIPANI 591237
Branch
Nipani

UBIN0537551

NO. 55, MAHAVEER CHAMBERS, 1ST FLOOR, ASHOK NAGAR, NIPANI, DIST. BELGAUM, KARNATAKA, PIN - 591 237.
Branch
Peeranwadi

UBIN0915602

PEERANWADI CROSS,BELGAUM K KHANAPUR ROAD,PEERANWADI,TQ DIST BELGAUM590014
Branch
R.o.belgaum

UBIN0538213

HOUSE NO. 662, 1ST FLR RAVIVARPETH, BELGAUM KARNATAKA PIN-590002
Branch
R.p.d. College Road

UBIN0552780

R.P.D.COLLEGE COMPOUND,TILAKWADI - VADAGAON ROAD, TILAKWADI,BELGAUM - 590 006.
Branch
Rab-belgaum

UBIN0556351

RPD COLLEGE COMPOUND,TILAKWADI,BELGAUM,KARNATAKA-590006
Branch
Raibag

UBIN0557692

TPC 1560 NEAR POLICE STATION RAIBAG MAIN ROAD RAIBAG 591317 KARNATAKA
Branch
Ramdurg

UBIN0537560

CTS 3159, APTE COMPLEX, COURT ROAD, AT & POST RAMDURG, DIST. BELGAUM,KARNATAKA, PIN - 591 123.
Branch
Raviwar Peth - Belgaum (main)

UBIN0537390

659-60, RAVIWAR PET,P.B. NO 129, DIST. BELGAUM,KARNATAKA, PIN - 590 002.
Branch
Sankeshwar

UBIN0900664

ANAND,AZAD ROAD,PB NO.9,SANKESHWAR 591313
Branch
Saundalga

UBIN0915611

H NO 129 NARASIMHA GALLI,AT POST SAUNDALGA591241
Branch
Saundatti

UBIN0917184

GOURAMMA ARCADE,CTS NO.1479,BAZAR ROAD,SAUNDATTI,BELGAUM 591126 KARNATAKA
Branch
Saundatti

UBIN0537586

51 KADGOD BUILDING GANDHI CHOWK SAUNDATTI DIST.BELGAUM KARNATAKA PIN 591126
Branch
ShahaPur - Belgaum

UBIN0537403

SHREE SIDDHIVINAYAK COMPLEX,SHREE SIDDIVINAYAK ROAD, KHADE BAZAR,SHAHAPUR, BELGAUM, KARNATAKA - 590 003.
Branch
ShahaPurdist.yadgir

UBIN0918857

PLOT NO 20992,VIJAY MOTORS BUILDING,NEAR NEW BUSSTAND,BIDAR BANGALORE ROAD,TQSHAHAPUR585223,BELGAUM,KARNATAKA
Branch
Tadasalur

UBIN0919098

H.NO.2 AT.POST TADASALUR TQ.SAUNDATTI
Branch
Tilakwadi - Belgaum

UBIN0537411

442, GANESH CHOWK, TILAKWADI,DIST. BELGAUM, KARNATAKA,PIN - 590 006.
Branch
Turamuri

UBIN0929166

H NO 231 BY 2 VENUGURLA ROAD NEAR BUS STOP CHAWAT GALLI TURAMURI BELGAUM 591128 KARNATAKA
Branch
Turukar Shigihalli

UBIN0915904

H.NO.174B13, TURUKAR SHIGIHALLI TALUKBAILHONGAL. BELGAUM DIST. 591115
Branch
Ugarkhurd (ugar Sugar Works Ltd.)

UBIN0554243

OPP. UGAR SUGAR WORKS LTD., UGARKHURD,DIST. BELGAUM, KARNATAKA - 591 316.
Branch
Yadwad

UBIN0901351

NEAR BUS STAND, YADWAD 591136
Branch
Zonal Office Belagavi

UBIN0988154

SAGAR PLAZA KOLHAPUR CROSS PB ROAD NEHRU NAGAR BELAGAVI

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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