IFSC Code of Union Bank Of India, Karnataka, Belgaum, Kagwad

UBIN0537527

Union Bank Of India

Union Bank Of India

IFSC Code

UBIN0537527
MICR Code

591026524
Bank Name Union Bank Of India
District Belgaum
State Karnataka
Address 44 C Padmavati Building Bazar Peth At Post Kagwad Dist.belgaum Karnataka Pin 591223
Phone 264648

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Union Bank Of India Branch Near You

List of all Union Bank Of India Branch IFSC Code

Adi

UBIN0915629

H NO 244 MAIN ROAD,AT POST ADI,TQ CHIKKODI,DIST.BELGAUM591215
AinaPur

UBIN0537438

T P C NO. 1219, BUS STAND ROAD, POST AINAPUR,TALUKA ATHANI, DIST. BELGAUM, KARNATAKA, PIN - 591 303.
Alagwadi

UBIN0934291

S V 100 A GURAVA GALLI ALAGWADI TQ RAIBAG BELAGAVI 591317
AnantPur

UBIN0537446

298, MAIN BAZAR, AT & POST ANANTPUR, TALUKA-ATHANI, DIST. BELGAUM, KARNATAKA PIN - 591 212.
Athani

UBIN0903272

JAGADALMATH BLDG,1352A MAIN ROAD,ATHANI 591304
Athani

UBIN0537454

2186, MAHAJAN COMPLEX, MARKET ROAD, ATHANI, DIST. BELGAUM, KARNATAKA, PIN - 591 304.
Awaradi

UBIN0929077

G P NO 190 1ST FLOOR,AWARADI PRIMARY KRUSHI SAHAKARI,SANGH,GOKAK,BELGAUM 591227,KARNATAKA
Bailhongal

UBIN0913057

NEAR FOREST OFFICE,BELGAUM ROAD,BAILAHONGAL 591102
Bailhongal

UBIN0537462

1452 A, MAIN ROAD, 1AT & POST BAILHONGAL,DIST.BELGAON, KARNATAKA, PIN - 591 102.
Beerangaddi

UBIN0915921

BEERANGADDI SAMUDAYAKALIKA KENDRA SAMITHI,BEERANGADDI POST, GOKAK TALUK,BELGAUM 591307 KARNATAKA
Belagavi ShahPur

UBIN0932621

CTS NO 1304 1305 JYOTHIRLING RESIDENCY GROUND FLOOR BASWAN GALLI SHAHPUR
Belawadi

UBIN0901105

MAIN ROAD, BELAWADI 591104
Belgaum - Service Branch

UBIN0549738

SERVICE BRANCH BELGAM, 659/660,RAVIVARPETH,BELGUM,PIN-590002,KARNATKA.
Belgaum Kirloskar Road

UBIN0900591

NO.1685AA 1ST FLOOR KG SUS BLDG,KIRLOSKAR RD,BELGAUM 590002
Belgaum Phoenix School Ec

UBIN0920908

PHOENIX RES.ENGLISH MED.SCHOOL, P.B.ROAD, NEHRU NAGAR,BELGAUM 590010
Belgaum Tilakwadi

UBIN0900605

SHRI KAMAKSHI BLDG,CONGRESS RD,TILAKWADI,BELGAUM 590006
Benkanhalli

UBIN0914924

S.NO.11A,SHRIVARDHANA BUILDING,GANESHPUR ROAD,BENKANHALLI 591108
Chikkodi

UBIN0911305

NO 606532992,NIPPANIMAHALINGAPUR STATE HIGHWAY,CHIKKODI DISTRICT,BELGAUM,84 KARNATAKA
Chikodi

UBIN0537471

938/39, GURUWAR PET, CHIKODI, DIST. BELGAUM, KARNATAKA, PIN - 591 201
Currency Chest Belgavi

UBIN0909751

MUJAWAR COMPLEX NEHARU NAGAR BELGAVI
Darur

UBIN0918806

GRAM PANCHAYAT OFFICE BUILDING,1ST FLOOR, DARUR591261, TQATHANI,DIST BELGAUM,KARNATAKA
Godachi

UBIN0934968

VPC NO 351 GRAM PANCHAYAT BUILDING GODACHI TQ RAMDURGA DIST BELAGAVI
Gokak

UBIN0903281

VIJAYA COMPLEX, 1ST FLOOR, HOSPET GALLI, GOKAK 591307
Gokak (dist. Belgaum)

UBIN0537489

C.T.S.NO.3033 1ST FLOOR DONGRE BLDG. RAVIWAR PETH GOKAK DIST.BELGAUM KARNATAKA PIN 591307
Gokak Falls

UBIN0537497

BLOCK NO. 4/C, MAIN ROAD, AT & POST GOKAK FALLS, DIST. BELGAUM, KARNATAKA, PIN - 591 308.
Hebbal

UBIN0537501

VITHAL BIRAPPA MANDIR BUILDING, HEBBAL,AT & POST HEBBAL, TAL. HUKKERI,DIST. BELGAUM, KARNATAKA, PIN - 591 221.
Hindwadi - Belgaum

UBIN0545180

PLOT NO. 131, HIND CO.HSG.SOC. BLDG., HINDWADI,DIST. BELGAUM, KARNATAKA,PIN - 590 011.
Hukkeri

UBIN0537519

1341, MAIN BAZAR, AT & POST - HUKKERI, DIST. BELGAUM, KARNATAKA,PIN - 591 309.
Kabbur

UBIN0915688

VPC NO 737 GRAM PANCHAYAT KABBUR VILLAGE HAVERI 581110 KARNATAKA
Kadabi

UBIN0901954

MAIN ROAD, KADABI 591702
Kadarvalli

UBIN0915505

G P NO 531 ITAGI CROSS,KADARVALLI,BAILHONGAL TALUK,BELGAUM DIST591153
Kadolkar Galli

UBIN0547158

1918, KADOLKAR GALLI, BELGAUM,DIST. BELGAUM, KARNATAKA,PIN - 590 002.
Kakti

UBIN0533203

DHANAVANTRI BUILDING P. B. ROAD AT POST KAKTI DIST. BELGAUM KARNATAKA PIN 591113
Khadaklat

UBIN0901181

MALLIKARJUNA NIWAS, MAIN TROAD, KHADAKLAT 591228
KhodanPur

UBIN0904228

MAIN ROAD, KHODANPUR 591104
Kls Belgaum

UBIN0920037

KARNATAKA LAW SOCIETY, TILAKWADI, BELGAUM 590006
Kudachi

UBIN0537535

T.P.C. 1657 A B STATION ROAD KUDACHI DIST.BELGAUM KARNATAKA PIN 591311
Kumta

UBIN0561916

KUMTA, BELGAUM, KARNATAKA
MadhavPur Vadgaon

UBIN0537420

209, BHARATH NAGAR 3RD CROSS ROAD, MAHAVEER SILK FACTORY ROAD BELGAUM , KARNATAKA - 590003
Mahantesh Nagar Belgaum

UBIN0567582

FIRST FLOOR, ASHOK COMPLEX, SECTOR 10 BELGAUM KARNATAKA PINCODE-590016
Maldinni

UBIN0565679

BIRDS,MALDINNI SAMUDAY KALIKA KENDRA SAMITHI CITY -MALDINNI KARNATAKA PIN-591233
Manoli

UBIN0534072

AT POST MANOLI TALUKA SAUNDATTI DIST.BELGAUM KARNATAKA PIN 591117
Market Yard

UBIN0537039

A.P.M.C. CANTEEN BUILDING, MARKET YARD,DIST. BELGAUM, KARNATAKA,PIN - 590 010.
Markumbi

UBIN0915912

H.NO.37611A,MURGOD ROAD,MARKUMBI,SOUDATTI,BELGAUM 591119 KARNATAKA
Micr Cpc Belgaum

UBIN0560588

1049/B2, KHANAPUR ROAD, BEHIND LENGADE HOSTEL, TILAKWADI
Mudenur

UBIN0565687

KASHAMMA HOUSE NO 42, NEAR LAXMI DEVI TEMPLE CITY -MUDENUR KARNATAKA PIN-591123
Mugalihal

UBIN0916986

G.P.NO.863,POST MUGALIHAL,SAUNDATTI,BELGAUM 591129 KARNATAKA
Murgod

UBIN0901091

SHRI MALLIKARJUN ASHA NILAYA, MURGOD 591119
Naganur

UBIN0916099

DOOR 263,NEAR GOVERNMENT HIGH SCHOOL,NAGANUR,DAVANGERE 577 005 KARNATAKA
Nandgad

UBIN0537543

6201 BAZAR STREET NANDGAD TALUKA KHANAPUR DIST.BELGAUM KARNATAKA PIN 591120
Nandgaon

UBIN0932311

VPC NO 608A 608C HOLIKATTI GALLI NANDGAON
Navalihal

UBIN0916650

H.NO 285,OPP LAXMI TEMPLE,NAVALIHAL,CHIKKODI,BELGAUM 591287 KARNATAKA
Nipani

UBIN0900656

NEMICHAND NIWAS,1ST FL,66 ASHOKNAGAR,P.B.NO.31,NIPANI 591237
Nipani

UBIN0537551

NO. 55, MAHAVEER CHAMBERS, 1ST FLOOR, ASHOK NAGAR, NIPANI, DIST. BELGAUM, KARNATAKA, PIN - 591 237.
Peeranwadi

UBIN0915602

PEERANWADI CROSS,BELGAUM K KHANAPUR ROAD,PEERANWADI,TQ DIST BELGAUM590014
R.o.belgaum

UBIN0538213

HOUSE NO. 662, 1ST FLR RAVIVARPETH, BELGAUM KARNATAKA PIN-590002
R.p.d. College Road

UBIN0552780

R.P.D.COLLEGE COMPOUND,TILAKWADI - VADAGAON ROAD, TILAKWADI,BELGAUM - 590 006.
Rab-belgaum

UBIN0556351

RPD COLLEGE COMPOUND,TILAKWADI,BELGAUM,KARNATAKA-590006
Raibag

UBIN0557692

TPC 1560 NEAR POLICE STATION RAIBAG MAIN ROAD RAIBAG 591317 KARNATAKA
Ramdurg

UBIN0537560

CTS 3159, APTE COMPLEX, COURT ROAD, AT & POST RAMDURG, DIST. BELGAUM,KARNATAKA, PIN - 591 123.
Raviwar Peth - Belgaum (main)

UBIN0537390

659-60, RAVIWAR PET,P.B. NO 129, DIST. BELGAUM,KARNATAKA, PIN - 590 002.
Sankeshwar

UBIN0900664

ANAND,AZAD ROAD,PB NO.9,SANKESHWAR 591313
Saundalga

UBIN0915611

H NO 129 NARASIMHA GALLI,AT POST SAUNDALGA591241
Saundatti

UBIN0917184

GOURAMMA ARCADE,CTS NO.1479,BAZAR ROAD,SAUNDATTI,BELGAUM 591126 KARNATAKA
Saundatti

UBIN0537586

51 KADGOD BUILDING GANDHI CHOWK SAUNDATTI DIST.BELGAUM KARNATAKA PIN 591126
ShahaPur - Belgaum

UBIN0537403

SHREE SIDDHIVINAYAK COMPLEX,SHREE SIDDIVINAYAK ROAD, KHADE BAZAR,SHAHAPUR, BELGAUM, KARNATAKA - 590 003.
ShahaPurdist.yadgir

UBIN0918857

PLOT NO 20992,VIJAY MOTORS BUILDING,NEAR NEW BUSSTAND,BIDAR BANGALORE ROAD,TQSHAHAPUR585223,BELGAUM,KARNATAKA
Tadasalur

UBIN0919098

H.NO.2 AT.POST TADASALUR TQ.SAUNDATTI
Tilakwadi - Belgaum

UBIN0537411

442, GANESH CHOWK, TILAKWADI,DIST. BELGAUM, KARNATAKA,PIN - 590 006.
Turamuri

UBIN0929166

H NO 231 BY 2 VENUGURLA ROAD NEAR BUS STOP CHAWAT GALLI TURAMURI BELGAUM 591128 KARNATAKA
Turukar Shigihalli

UBIN0915904

H.NO.174B13, TURUKAR SHIGIHALLI TALUKBAILHONGAL. BELGAUM DIST. 591115
Ugarkhurd (ugar Sugar Works Ltd.)

UBIN0554243

OPP. UGAR SUGAR WORKS LTD., UGARKHURD,DIST. BELGAUM, KARNATAKA - 591 316.
Yadwad

UBIN0901351

NEAR BUS STAND, YADWAD 591136
Zonal Office Belagavi

UBIN0988154

SAGAR PLAZA KOLHAPUR CROSS PB ROAD NEHRU NAGAR BELAGAVI

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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