Select Branch for Union Bank Of India in Ernakulam, Kerala
Choose a branch to view IFSC code and details
Aluva
UBIN0913227
GROUND FLOOR,18471,NH 47,BYEPASS JUNCTION,ALUVA 683 101
Alwaye
UBIN0533751
XIV/466, HOSPITAL ROAD, P.B. NO. 20,ALWAYE, DIST. ERNAKULAM, KERALA,PIN - 683 101.
Amballoor
UBIN0567043
PAPPAS BUILDINGS PULIM PARAMBIL AMBALLOOR KERALA682315
Angamaly
UBIN0533815
V/256, NATIONAL HIGHWAY, P.B.NO. 20,ANGAMALLY, DIST. ERNAKULAM,KERALA, PIN - 683 572.
Arakkapady(vengola)
UBIN0537888
AT & POST VENGOLA, DIST. ERNAKULAM, KERALA,PIN - 683 554.
Arakuzha
UBIN0540323
MUVATTUPUZHA-PANDAPILLY ROAD, ARAKUZHA POST, DIST. ERNAKULAM, KERALA, PIN - 686 672
Arb Ernakulam
UBIN0579041
2ND FLOOR,UNION BANK BHAVAN,M G ROAD,ERNAKULAM 682036
BinaniPuram
UBIN0533831
AT & POST BINANIPURAM, DIST. ERNAKULAM, KERALA, PIN - 683 502.
Chakkaraparambu
UBIN0576051
NO 33 2303A PONNURUUI EAST ROAD VYTTILLA ERNAKULAM KERLA PINCODE 682019
Chellanam
UBIN0902233
BLDG.NO.293A SOUTH CHELLANAM, KOCHI 682008
Chittoor[south]-dist.ernakulam
UBIN0535796
HOUSE NO. 11/357C, STARWIN ESTATE,NEAR BOAT JETTY, SOUTH CHITTOOR,COCHIN, KERALA, PIN - 682 027.
Chundakuzhy-vengoor West
UBIN0565440
PALLIPADAN BLDG, CHUNDAKUZHY P.O CITY -CHUNDAKUZHY KERALA PIN-683546
Cms Kochi
UBIN0558435
GROUND FLOOR UNION BANK BHAVAN M G ROAD ERNAKULAM
Cochin Main
UBIN0533726
P. B . NO. 185, VI/345, BAZAR ROAD,MATTANCHERRY, COCHIN, KERALA,PIN - 682 002.
Cochin-kadavanthara
UBIN0552283
28 630 MUDIYIL BUILDINGS GROUND FLOORK. P. VALLON RD GIRINAGAR KADAVANTHARA
Currency Chest Ernakulam
UBIN0584169
GROUND FLOOR,UNION BANK BHAVAN, PB NO 3661,M G ROAD,ERNAKULAM,COCHIN 682035
Eda Cochin - Cochin
UBIN0540897
DOOR NO. XXII/342, CHAKKANAT BUILDING,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 006.
Edapally - Cochin
UBIN0539554
34/2409B,M.M.BLDG., HIGH SCHOOL JUNCTION,EDAPALLY, COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 024.
Edappally Toll
UBIN0569593
TOLL JUNCTION NH 47 EDAPALLY KOCHI KERALA PINCODE 682024
Edavanakkad
UBIN0574139
PAZHAYAKATT VAREED MSR MEMORIAL SHOPPING COMP ERNAKULAM KERALA PINCODE682502
Elamakkara
UBIN0902276
RAGHAVAN PILLAI MEM.BLDG,ELAMAKKARA,KOCHI26
Elanji
UBIN0535788
V 135 KOCHUPURACKAL BUILDING ELANJI DIST.ERNAKULAM KERALA PIN 686665
Ernakulam
UBIN0801259
PB NO 1814,AJAY VIHAR,M G ROADERNAKULAM,KOCHI,KERALA
Ernakulam
UBIN0900770
1ST FL,RADHAKRISHNA BLDG,CLOTH BAZAR ROAD,ERNAKULAM 682031
Ernakulam - Nri
UBIN0550191
POST BOX NO. 3274, 1ST FLOOR,UNION BANK BHAVAN, M.G.ROAD, ERNAKULAM,COCHIN, KERALA, PIN - 682 035.
Ernakulam - Service Branch
UBIN0547727
UNION BANK BHAVAN, P.B.NO.3697,MAHATMA GANDHI ROAD, ERNAKULAM,
Ernakulam Main
UBIN0542598
GROUND FL UNION BANK BHAVANM.G. ROAD, ERNAKULAM-COCHIN,
Ernakulam RaviPuram
UBIN0901318
2081B,1ST FLOOR,VETTEEL CHAMBERS,M.G.ROAD, RAVIKURAM ERNAKULAM,ERNAKULAM 682016
Ernakulam Service Branch
UBIN0912603
GROUND FLOOR VEETTEL CHAMBERS MG ROAD RAVIPURAM 682016
Irimpanam
UBIN0533840
VENRAPPILLY BUILDING, KARINGACHIRA JUNCTION,COCHIN PALAC P.O., DIST. ERNAKULAM,KERALA, PIN - 682 301.
Jawahar Nagar
UBIN0574040
BLDG NO 54/3106 GRACE CORNER KALOOR ERNAKULAM KERLA PINCODE 682020
Kadaiyuruppu
UBIN0533858
KADAYIRUPPU, KOLENCHERRY, DIST. ERNAKULAM, KERALA, PIN - 682 311.
Kadamakudy
UBIN0573299
KADAMAKUDY MADATHIPARAMBIL PIZHALA KERALA PINCODE 682027
Kadavoor
UBIN0535800
PARAKKATTU BUILDING, KADAVOOR, MUVATTUPUZHA-KALIYAR ROAD, DIST. ERNAKULAM, KERALA, PIN - 686 680.
Kakkanad
UBIN0912867
KUTTEETHARA,NEAR PRIVATE BUS STAND,SEAPORTAIRPORT ROAD,MAVELIPURAM,KAKKANAD 682030
Kakkanad
UBIN0826626
ELLIKKAL BUILDING,PARAKKATTU TEMPLE ROAD,CHEMKAKKANAD,ERNAKULAM
Kalady
UBIN0533866
P.N. NO. 8, PERUMBAVOOR ROAD, KALADY,DIST. ERNAKULAM, KERALA,PIN - 683 574.
Kalamassery
UBIN0555045
DOOR NO. IV/465-A, OPP. APOLLO TYRES LTD.,NORTH KALAMASSERY, P.O. DIST. ERNAKULAM,KERALA - 683 104.
Kaloor
UBIN0826294
FIRST FLOOR,CHAMMANY PLAZA,KALOOR,KADAVANTHRA ROAD,KATTAKKARA JUNCTION,KALOOR,682017
Kannamali
UBIN0534536
VIII 238 AT POST KANNAMALI COCHIN DIST. ERNAKULAM KERALA PIN 682008
Karukutty
UBIN0534587
UNION BANK OF INDIA, KARUKUTTY, 406-A, WARD NO. 1, RAILWAY STATION JN.,, KARUKUTTY, DIST. ERNAKULAM,, KERALA, PIN - 683 576.
Karumalloor
UBIN0534501
AT & POST KARUMALLOOR, VIA ALUVA,DIST. ERNAKULAM, KERALA,PIN - 683 511.
Kochi
UBIN0900281
1ST FL,MMKS TRUST BLDG,STAR JUNCTION,MATTANCHERRY,PB NO.150,KOCHI 682002
Kochi Caps
UBIN0985198
XXXVII398B RADHAKRISHNA BLDG,CLOTH BAZAR,ERNAKULAM,KOCHI 682031
Kolenchery
UBIN0934275
DENHIL BUILDING NH 49 PERUMBAVUR LINK ROAD KOLENCHERY 682311
Kolenchery
UBIN0574104
ST PETERS COLLEGE TRUST BLDGKOLENCHERY ERNAKULAM KERALA PINCODE682311
Koovapady
UBIN0533874
1ST FLOOR, SRI COMPLEX, P.O.KOOVAPADY, DIST. ERNAKULAM, KERALA, PIN - 683 544.
Kothamangalam
UBIN0533769
VARKEYS PLAZA, A.M. ROADPOST KOTHAMANGALAM, DIST. ERNAKULAM,
Kottuvally
UBIN0928992
KARAYUGAM BUILDINGS OPP THRIKKAPURAM BHAGAVATHY TEMPLE KOTTUVALLY ERNAKULA 683519 KERALA
Kunnukara
UBIN0577073
D NO V111 245 C KUNNUKARA PARUR TALUK 683578
Lcb Ernakulam
UBIN0579262
1ST FLOOR,UNION BANK OF INDIA,OPPOSITE JAYALEKSHMI SILKS,M G ROAD,ERNAKULAM 682035
Lulu Cyber Tower Ii
UBIN0577952
GROUND FLOOR,LULU CYBER TOWER II,INFOPARK P O,KAKKANAD,ERNAKULAM,LERALA
MaliPuram
UBIN0534323
AT & POST MALIPURAM, DIST. ERNAKULAM, KERALA,PIN - 682 511.
Maneed
UBIN0575780
OOTHUKUZHIYIL BLDG MANEED MUVATHUPUZHA ERNAKULAM KERLA PIN 686667
Manjummel-varapuzha
UBIN0534528
ARACKAL BUILDING, POST MANJUMMEL,VIA- UDYOGAMANDAL, DIST. ERNAKULAM,KERALA, PIN - 683 501.
Maradu
UBIN0826308
MADATHIPARAMBIL ARCADE,KUNDANNUR JUNCTION,OPP INDIAN OIL PUMP,MARADU P O,ERNAKULAM 682304
Marine Drive - Cochin
UBIN0540790
HIGH COURT JUNCTION,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 031.
Mulanthuruthy
UBIN0555061
GROUND FLOOR, KURICKAL ESTATE,CHOTTANIKKARA ROAD, MULANTHURUTY,P.O. DIST. ERNAKULAM, KERALA - 682 314.
Muthankuzhi
UBIN0542393
17 VII AT POST PINDIMAND DIST. ERNAKULAM KERALA PIN 686698
Muvattupuzha
UBIN0533777
M.C.ROAD,PB.NO:3,MUVATTUPUZHA PO,ERNAKULAM DISTRICT,KERLA
Nedungapra
UBIN0573795
MATHA BUILDING NEDUNGAPRA VENGOOR KERALA 683545
Neeleswaram
UBIN0534056
KALADY - MALAYATOOR ROADNEELESWARAM POST - DIST. ERNAKULAM
Neerpara
UBIN0534331
KULAYELTTIKARA P.O.,DIST. ERNAKULAM, KERALA,PIN - 682 315.
Neriamangalm
UBIN0542491
ST. JOSEPH SHOPPING COMPLEX BUILDING A M ROAD NERIAMANGALAM DIST. ERNAKULAM KERALA PIN 686696.
Njarackal
UBIN0824518
LAKSHMI ARCADE,LAKSHMI VIHAR NAYARAMBALAMP O KOCHI ERNAKULAM
North Parur
UBIN0533785
M S TOWERS,PARK VIEW ROAD,MUNICIPAL JUNCTION
North Parur Varapuzha Lic Ec
UBIN0921271
DOOR NO.6505 C PRAKASH ESTATE, NORTH PARUR 683513
Ooramana
UBIN0545848
SIVALY, OORAMANA, DIST. ERNAKULAM, KERALA, PIN - 686 730.
Overseas Branch Ernakulam
UBIN0551929
UNION BANK BHAVANM G ROAD,
Palakuzha
UBIN0544663
HIGH SCHOOL JUNCTION PALAKUZHA (PO) VIA KOOTHATTUKULAM DIST. ERNAKULAM KERALA 686686.
Palarivattom
UBIN0906999
BLDG.NO.322291,A1015,VASUDEV COMPLEX,PALARIVATTOM,KOCHI 682205
Palissery
UBIN0558885
SCMS COLLEGE OF ENGG TECH VIDHYA NAGAR PALISSERY
Panampally Nagar - Cochin
UBIN0539678
P.B. NO. 1829, PANAMPALLY NAGAR,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 016.
Panampilly Nagar
UBIN0919748
60 BY 8,A GROUND FLOOR,OPPOSITE MPEDA KIZHAVANA ROAD,PANAMPILLY NAGAR,KOCHI 682032,KERALA
Panayikkulam
UBIN0930407
MANDAYAPURATH BUILDING
Perumbavoor
UBIN0533793
ALWAYE-MUNNAR ROAD, PERUMBAVOOR,DIST. ERNAKULAM, KERALA,PIN - 683 542.
Ponnurunni-cochin
UBIN0542377
C/32/2743(2), PALARIVATTOM-VYTTILA ROAD,THAMMANAM JUNCTION, PO THAMMANAM, COCHIN,DIST.ERNAKULAM, KERALA, PIN - 682 032
Poonithura
UBIN0555053
DOOR NO. 29/2862 A, ADITYA, GANDHI SQUARE,POONITHURA, P.O. DIST. ERNAKULAM,KERALA - 682 317.
Poothotta
UBIN0902659
SURVEY NO.7559 BLDG UPP VII222 B,POOTHOTTA 682307
Poothrikka
UBIN0545384
VII/5, POOTHRIKKA GRAM PANCHAYAT BUILDING, POST POOTHRIKKA, VIA PUTHENCRUZ, DIST. ERNAKULAM, KERALA, PIN - 682 308.
Pothanicad
UBIN0542300
NEDUMCHALIL BUILDING, 1ST FLOOR, POTHANICAD, DIST. ERNAKULAM, POST VIA.MUVATTUPUZHA, KERALA, PIN - 686 671
Puthencruz
UBIN0533882
AT & POST PUTHENCRUZ,DIST. ERNAKULAM, KERALA,PIN - 682 309.
R.o.ernakulam
UBIN0535133
M G ROAD, SHENOYS JN ERNAKULAM ERNAKULAM KERALA PIN-682035
Rab Ernakulam
UBIN0556289
RETAIL ASSET BRANCH, UNION BANK BHAVAN, M.G.ROAD, ERNAKULAM, KERALA-682035
Regional Office Ernakulam Rural
UBIN0578487
35/3078, J & J1, II FLOOR, PUKALAKATT BUILDING, THAMMANAM ROAD, PALARIVATTOM, KOCHI - 682025
Sree Sankaracharya University
UBIN0572080
SREE SANKARACHARYA UNI KALADY KALADY KERALA PINCODE-683574
Stc Aluva
UBIN0552984
UNION BANK BHAVAN HOSPITAL ROAD ALUVA ERNAKULAM KERALA PIN-68101
Thevara (perumanoor) - Cochin
UBIN0535591
LOURDES CHURCH BUILDING, POST PERUMANOORCOCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 015.
Thrikkakkara
UBIN0538540
NEAR CIVIL STATION, POST KAKKANAD,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 030.
Tripunithura
UBIN0825174
VINAYAKA VEDAMOORTHY APARTMENTS,C S COLLEGE ROAD,TRIPUNITHURA,682301
Tripunithura
UBIN0917745
21416 CD,PRASANTHI SREEVALSAM APARTMENTS,EAST NADA,POORNATHRAYEESA TEMPLE,TRIPUNITHURA 682301 KERALA
Udayamperoor
UBIN0591106
UDAYAMPEROOR BRANCH, ERNAKULAM - ETTUMANOOR ROAD, OPPOSITE ST. SEBASTIANS CHURCH, NADAKKAVU, PO UDAYAMPEROOR - 682307
Vallarpadom Kochi
UBIN0915751
1ST FLOOR, ROSE ARCADE, PANAMBUKAD ROAD, VALLARPADOM, ERNAKULAM682504
Varapuzha
UBIN0901997
THENAMKODATH BLDG,PUTHENPALLY,PO VARAPUZHA 683517
Vytila
UBIN0561746
VYTILA ERNAKULAM KERALA
Vytilla
UBIN0813508
MATHA BUILDINGS,29/380 E,NH 47 BYPASSTHYKOODAM,VYTILLA POST,ERNAKULAM DIST
Vytilla, Ernakulam
UBIN0906727
HARISREE 291307 G, VYTILLA 682019
Willingdon Island - Cochin
UBIN0533734
P. B. NO. 597, SARAF HOUSE,2ND CROSS ROAD,WILLINGDON ISLAND, KOCHI,DIST. ERNAKULAM, KERALA, PIN - 682 003.
Zonal Office Ernakulam
UBIN0592455
GROUND FLOOR BSNL BUILDING CIVIL LINE ROAD, SONIA NAGAR, PALARIVATTAM, ERNAKULAM
What are Union Bank Of India IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Union Bank Of India IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Union Bank Of India IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Union Bank Of India Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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