IFSC Code of Union Bank Of India, Kerala, Ernakulam, Kochi Caps

UBIN0985198

Union Bank Of India

Union Bank Of India

IFSC Code

UBIN0985198
Bank Name Union Bank Of India
District Ernakulam
State Kerala
Address Xxxvii398b Radhakrishna Bldg,cloth Bazar,ernakulam,kochi 682031
Phone +914842380612

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Union Bank Of India Branch Near You

List of all Union Bank Of India Branch IFSC Code

Aluva

UBIN0913227

GROUND FLOOR,18471,NH 47,BYEPASS JUNCTION,ALUVA 683 101
Alwaye

UBIN0533751

XIV/466, HOSPITAL ROAD, P.B. NO. 20,ALWAYE, DIST. ERNAKULAM, KERALA,PIN - 683 101.
Amballoor

UBIN0567043

PAPPAS BUILDINGS PULIM PARAMBIL AMBALLOOR KERALA682315
Angamaly

UBIN0533815

V/256, NATIONAL HIGHWAY, P.B.NO. 20,ANGAMALLY, DIST. ERNAKULAM,KERALA, PIN - 683 572.
Arakkapady(vengola)

UBIN0537888

AT & POST VENGOLA, DIST. ERNAKULAM, KERALA,PIN - 683 554.
Arakuzha

UBIN0540323

MUVATTUPUZHA-PANDAPILLY ROAD, ARAKUZHA POST, DIST. ERNAKULAM, KERALA, PIN - 686 672
Arb Ernakulam

UBIN0579041

2ND FLOOR,UNION BANK BHAVAN,M G ROAD,ERNAKULAM 682036
BinaniPuram

UBIN0533831

AT & POST BINANIPURAM, DIST. ERNAKULAM, KERALA, PIN - 683 502.
Chakkaraparambu

UBIN0576051

NO 33 2303A PONNURUUI EAST ROAD VYTTILLA ERNAKULAM KERLA PINCODE 682019
Chellanam

UBIN0902233

BLDG.NO.293A SOUTH CHELLANAM, KOCHI 682008
Chittoor[south]-dist.ernakulam

UBIN0535796

HOUSE NO. 11/357C, STARWIN ESTATE,NEAR BOAT JETTY, SOUTH CHITTOOR,COCHIN, KERALA, PIN - 682 027.
Chundakuzhy-vengoor West

UBIN0565440

PALLIPADAN BLDG, CHUNDAKUZHY P.O CITY -CHUNDAKUZHY KERALA PIN-683546
Cms Kochi

UBIN0558435

GROUND FLOOR UNION BANK BHAVAN M G ROAD ERNAKULAM
Cochin Main

UBIN0533726

P. B . NO. 185, VI/345, BAZAR ROAD,MATTANCHERRY, COCHIN, KERALA,PIN - 682 002.
Cochin-kadavanthara

UBIN0552283

28 630 MUDIYIL BUILDINGS GROUND FLOORK. P. VALLON RD GIRINAGAR KADAVANTHARA
Currency Chest Ernakulam

UBIN0584169

GROUND FLOOR,UNION BANK BHAVAN, PB NO 3661,M G ROAD,ERNAKULAM,COCHIN 682035
Eda Cochin - Cochin

UBIN0540897

DOOR NO. XXII/342, CHAKKANAT BUILDING,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 006.
Edapally - Cochin

UBIN0539554

34/2409B,M.M.BLDG., HIGH SCHOOL JUNCTION,EDAPALLY, COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 024.
Edappally Toll

UBIN0569593

TOLL JUNCTION NH 47 EDAPALLY KOCHI KERALA PINCODE 682024
Edavanakkad

UBIN0574139

PAZHAYAKATT VAREED MSR MEMORIAL SHOPPING COMP ERNAKULAM KERALA PINCODE682502
Elamakkara

UBIN0902276

RAGHAVAN PILLAI MEM.BLDG,ELAMAKKARA,KOCHI26
Elanji

UBIN0535788

V 135 KOCHUPURACKAL BUILDING ELANJI DIST.ERNAKULAM KERALA PIN 686665
Ernakulam

UBIN0801259

PB NO 1814,AJAY VIHAR,M G ROADERNAKULAM,KOCHI,KERALA
Ernakulam

UBIN0900770

1ST FL,RADHAKRISHNA BLDG,CLOTH BAZAR ROAD,ERNAKULAM 682031
Ernakulam - Nri

UBIN0550191

POST BOX NO. 3274, 1ST FLOOR,UNION BANK BHAVAN, M.G.ROAD, ERNAKULAM,COCHIN, KERALA, PIN - 682 035.
Ernakulam - Service Branch

UBIN0547727

UNION BANK BHAVAN, P.B.NO.3697,MAHATMA GANDHI ROAD, ERNAKULAM,
Ernakulam Main

UBIN0542598

GROUND FL UNION BANK BHAVANM.G. ROAD, ERNAKULAM-COCHIN,
Ernakulam RaviPuram

UBIN0901318

2081B,1ST FLOOR,VETTEEL CHAMBERS,M.G.ROAD, RAVIKURAM ERNAKULAM,ERNAKULAM 682016
Ernakulam Service Branch

UBIN0912603

GROUND FLOOR VEETTEL CHAMBERS MG ROAD RAVIPURAM 682016
Irimpanam

UBIN0533840

VENRAPPILLY BUILDING, KARINGACHIRA JUNCTION,COCHIN PALAC P.O., DIST. ERNAKULAM,KERALA, PIN - 682 301.
Jawahar Nagar

UBIN0574040

BLDG NO 54/3106 GRACE CORNER KALOOR ERNAKULAM KERLA PINCODE 682020
Kadaiyuruppu

UBIN0533858

KADAYIRUPPU, KOLENCHERRY, DIST. ERNAKULAM, KERALA, PIN - 682 311.
Kadamakudy

UBIN0573299

KADAMAKUDY MADATHIPARAMBIL PIZHALA KERALA PINCODE 682027
Kadavoor

UBIN0535800

PARAKKATTU BUILDING, KADAVOOR, MUVATTUPUZHA-KALIYAR ROAD, DIST. ERNAKULAM, KERALA, PIN - 686 680.
Kakkanad

UBIN0826626

ELLIKKAL BUILDING,PARAKKATTU TEMPLE ROAD,CHEMKAKKANAD,ERNAKULAM
Kakkanad

UBIN0912867

KUTTEETHARA,NEAR PRIVATE BUS STAND,SEAPORTAIRPORT ROAD,MAVELIPURAM,KAKKANAD 682030
Kalady

UBIN0533866

P.N. NO. 8, PERUMBAVOOR ROAD, KALADY,DIST. ERNAKULAM, KERALA,PIN - 683 574.
Kalamassery

UBIN0555045

DOOR NO. IV/465-A, OPP. APOLLO TYRES LTD.,NORTH KALAMASSERY, P.O. DIST. ERNAKULAM,KERALA - 683 104.
Kaloor

UBIN0826294

FIRST FLOOR,CHAMMANY PLAZA,KALOOR,KADAVANTHRA ROAD,KATTAKKARA JUNCTION,KALOOR,682017
Kannamali

UBIN0534536

VIII 238 AT POST KANNAMALI COCHIN DIST. ERNAKULAM KERALA PIN 682008
Karukutty

UBIN0534587

UNION BANK OF INDIA, KARUKUTTY, 406-A, WARD NO. 1, RAILWAY STATION JN.,, KARUKUTTY, DIST. ERNAKULAM,, KERALA, PIN - 683 576.
Karumalloor

UBIN0534501

AT & POST KARUMALLOOR, VIA ALUVA,DIST. ERNAKULAM, KERALA,PIN - 683 511.
Kochi

UBIN0900281

1ST FL,MMKS TRUST BLDG,STAR JUNCTION,MATTANCHERRY,PB NO.150,KOCHI 682002
Kolenchery

UBIN0574104

ST PETERS COLLEGE TRUST BLDGKOLENCHERY ERNAKULAM KERALA PINCODE682311
Kolenchery

UBIN0934275

DENHIL BUILDING NH 49 PERUMBAVUR LINK ROAD KOLENCHERY 682311
Koovapady

UBIN0533874

1ST FLOOR, SRI COMPLEX, P.O.KOOVAPADY, DIST. ERNAKULAM, KERALA, PIN - 683 544.
Kothamangalam

UBIN0533769

VARKEYS PLAZA, A.M. ROADPOST KOTHAMANGALAM, DIST. ERNAKULAM,
Kottuvally

UBIN0928992

KARAYUGAM BUILDINGS OPP THRIKKAPURAM BHAGAVATHY TEMPLE KOTTUVALLY ERNAKULA 683519 KERALA
Kunnukara

UBIN0577073

D NO V111 245 C KUNNUKARA PARUR TALUK 683578
Lcb Ernakulam

UBIN0579262

1ST FLOOR,UNION BANK OF INDIA,OPPOSITE JAYALEKSHMI SILKS,M G ROAD,ERNAKULAM 682035
Lulu Cyber Tower Ii

UBIN0577952

GROUND FLOOR,LULU CYBER TOWER II,INFOPARK P O,KAKKANAD,ERNAKULAM,LERALA
MaliPuram

UBIN0534323

AT & POST MALIPURAM, DIST. ERNAKULAM, KERALA,PIN - 682 511.
Maneed

UBIN0575780

OOTHUKUZHIYIL BLDG MANEED MUVATHUPUZHA ERNAKULAM KERLA PIN 686667
Manjummel-varapuzha

UBIN0534528

ARACKAL BUILDING, POST MANJUMMEL,VIA- UDYOGAMANDAL, DIST. ERNAKULAM,KERALA, PIN - 683 501.
Maradu

UBIN0826308

MADATHIPARAMBIL ARCADE,KUNDANNUR JUNCTION,OPP INDIAN OIL PUMP,MARADU P O,ERNAKULAM 682304
Marine Drive - Cochin

UBIN0540790

HIGH COURT JUNCTION,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 031.
Mulanthuruthy

UBIN0555061

GROUND FLOOR, KURICKAL ESTATE,CHOTTANIKKARA ROAD, MULANTHURUTY,P.O. DIST. ERNAKULAM, KERALA - 682 314.
Muthankuzhi

UBIN0542393

17 VII AT POST PINDIMAND DIST. ERNAKULAM KERALA PIN 686698
Muvattupuzha

UBIN0533777

M.C.ROAD,PB.NO:3,MUVATTUPUZHA PO,ERNAKULAM DISTRICT,KERLA
Nedungapra

UBIN0573795

MATHA BUILDING NEDUNGAPRA VENGOOR KERALA 683545
Neeleswaram

UBIN0534056

KALADY - MALAYATOOR ROADNEELESWARAM POST - DIST. ERNAKULAM
Neerpara

UBIN0534331

KULAYELTTIKARA P.O.,DIST. ERNAKULAM, KERALA,PIN - 682 315.
Neriamangalm

UBIN0542491

ST. JOSEPH SHOPPING COMPLEX BUILDING A M ROAD NERIAMANGALAM DIST. ERNAKULAM KERALA PIN 686696.
Njarackal

UBIN0824518

LAKSHMI ARCADE,LAKSHMI VIHAR NAYARAMBALAMP O KOCHI ERNAKULAM
North Parur

UBIN0533785

M S TOWERS,PARK VIEW ROAD,MUNICIPAL JUNCTION
North Parur Varapuzha Lic Ec

UBIN0921271

DOOR NO.6505 C PRAKASH ESTATE, NORTH PARUR 683513
Ooramana

UBIN0545848

SIVALY, OORAMANA, DIST. ERNAKULAM, KERALA, PIN - 686 730.
Overseas Branch Ernakulam

UBIN0551929

UNION BANK BHAVANM G ROAD,
Palakuzha

UBIN0544663

HIGH SCHOOL JUNCTION PALAKUZHA (PO) VIA KOOTHATTUKULAM DIST. ERNAKULAM KERALA 686686.
Palarivattom

UBIN0906999

BLDG.NO.322291,A1015,VASUDEV COMPLEX,PALARIVATTOM,KOCHI 682205
Palissery

UBIN0558885

SCMS COLLEGE OF ENGG TECH VIDHYA NAGAR PALISSERY
Panampally Nagar - Cochin

UBIN0539678

P.B. NO. 1829, PANAMPALLY NAGAR,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 016.
Panampilly Nagar

UBIN0919748

60 BY 8,A GROUND FLOOR,OPPOSITE MPEDA KIZHAVANA ROAD,PANAMPILLY NAGAR,KOCHI 682032,KERALA
Panayikkulam

UBIN0930407

MANDAYAPURATH BUILDING
Perumbavoor

UBIN0533793

ALWAYE-MUNNAR ROAD, PERUMBAVOOR,DIST. ERNAKULAM, KERALA,PIN - 683 542.
Ponnurunni-cochin

UBIN0542377

C/32/2743(2), PALARIVATTOM-VYTTILA ROAD,THAMMANAM JUNCTION, PO THAMMANAM, COCHIN,DIST.ERNAKULAM, KERALA, PIN - 682 032
Poonithura

UBIN0555053

DOOR NO. 29/2862 A, ADITYA, GANDHI SQUARE,POONITHURA, P.O. DIST. ERNAKULAM,KERALA - 682 317.
Poothotta

UBIN0902659

SURVEY NO.7559 BLDG UPP VII222 B,POOTHOTTA 682307
Poothrikka

UBIN0545384

VII/5, POOTHRIKKA GRAM PANCHAYAT BUILDING, POST POOTHRIKKA, VIA PUTHENCRUZ, DIST. ERNAKULAM, KERALA, PIN - 682 308.
Pothanicad

UBIN0542300

NEDUMCHALIL BUILDING, 1ST FLOOR, POTHANICAD, DIST. ERNAKULAM, POST VIA.MUVATTUPUZHA, KERALA, PIN - 686 671
Puthencruz

UBIN0533882

AT & POST PUTHENCRUZ,DIST. ERNAKULAM, KERALA,PIN - 682 309.
R.o.ernakulam

UBIN0535133

M G ROAD, SHENOYS JN ERNAKULAM ERNAKULAM KERALA PIN-682035
Rab Ernakulam

UBIN0556289

RETAIL ASSET BRANCH, UNION BANK BHAVAN, M.G.ROAD, ERNAKULAM, KERALA-682035
Regional Office Ernakulam Rural

UBIN0578487

35/3078, J & J1, II FLOOR, PUKALAKATT BUILDING, THAMMANAM ROAD, PALARIVATTOM, KOCHI - 682025
Sree Sankaracharya University

UBIN0572080

SREE SANKARACHARYA UNI KALADY KALADY KERALA PINCODE-683574
Stc Aluva

UBIN0552984

UNION BANK BHAVAN HOSPITAL ROAD ALUVA ERNAKULAM KERALA PIN-68101
Thevara (perumanoor) - Cochin

UBIN0535591

LOURDES CHURCH BUILDING, POST PERUMANOORCOCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 015.
Thrikkakkara

UBIN0538540

NEAR CIVIL STATION, POST KAKKANAD,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 030.
Tripunithura

UBIN0825174

VINAYAKA VEDAMOORTHY APARTMENTS,C S COLLEGE ROAD,TRIPUNITHURA,682301
Tripunithura

UBIN0917745

21416 CD,PRASANTHI SREEVALSAM APARTMENTS,EAST NADA,POORNATHRAYEESA TEMPLE,TRIPUNITHURA 682301 KERALA
Udayamperoor

UBIN0591106

UDAYAMPEROOR BRANCH, ERNAKULAM - ETTUMANOOR ROAD, OPPOSITE ST. SEBASTIANS CHURCH, NADAKKAVU, PO UDAYAMPEROOR - 682307
Vallarpadom Kochi

UBIN0915751

1ST FLOOR, ROSE ARCADE, PANAMBUKAD ROAD, VALLARPADOM, ERNAKULAM682504
Varapuzha

UBIN0901997

THENAMKODATH BLDG,PUTHENPALLY,PO VARAPUZHA 683517
Vytila

UBIN0561746

VYTILA ERNAKULAM KERALA
Vytilla

UBIN0813508

MATHA BUILDINGS,29/380 E,NH 47 BYPASSTHYKOODAM,VYTILLA POST,ERNAKULAM DIST
Vytilla, Ernakulam

UBIN0906727

HARISREE 291307 G, VYTILLA 682019
Willingdon Island - Cochin

UBIN0533734

P. B. NO. 597, SARAF HOUSE,2ND CROSS ROAD,WILLINGDON ISLAND, KOCHI,DIST. ERNAKULAM, KERALA, PIN - 682 003.
Zonal Office Ernakulam

UBIN0592455

GROUND FLOOR BSNL BUILDING CIVIL LINE ROAD, SONIA NAGAR, PALARIVATTAM, ERNAKULAM

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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