Select Branch for Union Bank Of India in Varanasi, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
Amauli

UBIN0572594

VILL AMAULI BHAGTUA BAZAR JALHUPUR VARANASI UTTAR PRADESH PINCODE 221104
Branch
Arb Varansi

UBIN0556025

ASSET RECOVERY BRANCH, TAKSAL THEATRE BUILDING, 3RD FLOOR, NADESER , VARANASI, UTTAR PRADESH-221002
Branch
Aurangabad - Varanasi

UBIN0543632

C-13/255-256, AURANGABAD,VARANASI,DIST.VARANASI, UTTAR PRADESH,PIN - 221 010.
Branch
Baburi

UBIN0536342

AT POST BABURI CHANDAULI DIST.VARANASI UTTAR PRADESH PIN 232102
Branch
Baragaon

UBIN0536075

AT & POST BARAGAON,DIST. VARANASI, UTTAR PRADESH,PIN - 221 401.
Branch
Barzi

UBIN0572420

VILL BARZI POST NAYEPUR VARANASI UTTAR PRADESH PINCODE 221207
Branch
Bhadohi - Ssi

UBIN0530379

MARYAD PATTI, MAIN ROAD, BHADOHI,DIST. VARANASI, UTTAR PRADESH,PIN - 221 401.
Branch
Bhatti

UBIN0574988

ARAZI NO 10461016 1047 848 BHATTI VARANASI UP PINCODE 221009
Branch
BhavaniPur

UBIN0575593

VILLBHAVANIPUR POSHIVPURBLCK HARHUA VARANASI UTTAR PRADESHPINCODE221003
Branch
Bhelkha

UBIN0571806

TARANA CHUNGI NEAR BHEL GANESHPUR SHIVPUR VARANASI UTTAR PRADESH PINCODE 221003
Branch
BhikhariPur

UBIN0559644

N 8 245 A BHIKHARIPUR NEWADA ROAD VARANASI PIN 221010
Branch
Bhojubeer

UBIN0559652

SINDHAURA ROAD BHOJUBEER VARANASI
Branch
Birapatti

UBIN0570443

VILL BIRAPATTI VARANASI BIRAPATTI UTTAR PRADESH PINCODE 221105
Branch
Bisheshwarganj - Varanasi

UBIN0538655

K-39/6, GOLGHAR, BISHESHWARGANJ,VARANASI, UTTAR PRADESH,PIN - 221 001.
Branch
Boraki

UBIN0548774

AT POST BARKI BLOCK SHEWAPURI DIST.VARANASI UTTAR PRADESH PIN 221403
Branch
Chakka

UBIN0570451

VILLAGE CHAKKA POST HARIHUA VARANASI UTTAR PRADESH PINCODE 221105
Branch
Chandauli

UBIN0530387

AT & POST CHANDAULI,DIST. VARANASI, UTTAR PRADESH, PIN - 232 104.
Branch
Chandauli Phatak

UBIN0559067

SAKADIHA ROAD, CHANDAULI PHATAK
Branch
Chetganj - Varanasi

UBIN0540803

HATHUA MARKET, CHETGANJ,VARANASI, UTTAR PRADESH,PIN - 221 001.
Branch
ChitrasenPur(kachhwa Road)

UBIN0572144

VILL CHITRASENPUR POST KACHHWA ROAD VARANASI UTTAR PRADESH PINCODE 23
Branch
Currency Chest Lahartara

UBIN0584304

D 65 311 LAHARTARA VARANASI CANTT DEEGH DIST VARANASIUTTAR PRADESH
Branch
Currency Chest Rathyatra Crossing

UBIN0584461

MAHRAJA BAGH, RATHYATRA CROSSING, .V.PEETH, 58/52-A-2, VARANASI, UTTAR PRADESH, PIN - 221 001.
Branch
Danganj

UBIN0535621

AT POST DANGANJ CHALAPUR DIST.VARANASI UTTAR PRADESH PIN 221105
Branch
Daurahara

UBIN0539970

AT POST DAURAHARA BLOCK CHOLAPUR DIST.VARANASI UTTAR PRADESH PIN 221104
Branch
Dav College Branch Varanasi

UBIN0564923

DAV COLLEGE KABIR CHAURA VARANASI UTTAR PRADESH 387130
Branch
DindasPurjansa

UBIN0934615

VILLAGE DINDASPUR POST JANSA TEHSIL RAJATALAB VARANASI
Branch
Fi DanduPur

UBIN0565369

DANDUPUR VARANASI CITY VARANASI DISTT VARANASI387130UTTAR PRADESH
Branch
Fi Kardhana

UBIN0566055

VILL DEIPUR DEIPUR BARORA VARANASI CITY VARANASI DISTT VARANASI387130UTTAR PRADESH
Branch
Fi LedhuPur

UBIN0564664

VILLAGE LEDUPUT PO SARNATH VARANASI PINCODE 387130
Branch
GangaPur

UBIN0577561

VILL PINDRA POST PINDRA 221302
Branch
Gosian Pur Mohaon

UBIN0563552

GOSIAN PUR MOHAON, VARA, VARANASI, UP
Branch
HamidPur Branch

UBIN0571253

BASANT NGR INDS AREA NIYAMATABAD CHANDAULI UTTAR PRADESH PINCODE 221110
Branch
Harhua

UBIN0536636

AT & POST HARHUA,DIST. VARANASI, UTTAR PRADESH,PIN - 221 301.
Branch
HariharPur

UBIN0568023

AT-HARIHARPUR PO-ROHNIA VARANASI UTTAR PRADESH PINCODE-221108
Branch
Jakhini (dist Varanasi)

UBIN0541672

AT POST JAKHINI BLOCK ARAZILINES DIST. VARANASI UTTAR PRADESH PIN 221305
Branch
JayaPur

UBIN0575101

BLOCK ARAZI LINE RAJATALAB VARUDE UP PINCODE 221008
Branch
Kabir Chaura - Varanasi

UBIN0541681

K-65/70, JALPA DEVI ROAD, KABIR CHAURA,DIST. VARANASI, UTTAR PRADESH,PIN - 221 001.
Branch
KamalPur

UBIN0559059

AT PO KAMALPUR DIST CHANDAULI
Branch
Kathirav Bazar

UBIN0541397

AT POST KATHIRAON BAZAR TEHSIL PINDRA DIST. VARANASI UTTAR PRADESH PIN 221207
Branch
Lahartara - Varanasi

UBIN0542440

D-65/311, LAHARTARA, VARANASI CANTT.,DIST. VARANASI, UTTAR PRADESH,PIN - 221 002.
Branch
Lanka

UBIN0564931

LANKA VARANASI VARANASI UTTAR PRADESH 387130
Branch
Mcb Varanasi

UBIN0578860

1ST FLOOR,58/52-A-2 MAHARAJABAGH, RATHAYATRA CROSSING, VARANASI 221010 U.P.
Branch
Munari

UBIN0573833

VILL PO MUNARI VARANASI UTTAR PRADESH 221104
Branch
Muradaha Bazaar

UBIN0548847

POST MURADAHA BAZAR, BLOCK HARHUA,DIST. VARANASI, UTTAR PRADESH,PIN - 221 202.
Branch
Mustafabad

UBIN0571261

VIL CHANPUR MUSTAFABADPO MUSTAFABAD VARUDE UTTAR PRADESH PINCODE 221
Branch
Nagar Nigam

UBIN0558524

NAGAR NIGAM SIGRA VARANASI UTTAR PRADESH
Branch
NagePur

UBIN0570354

PO BENIPUR THANA MIRZAMURAD VARANASI UTTAR PRADESH PINCODE 221307
Branch
Nawada

UBIN0933295

SHARDA SHANKAER SHOPPING COMPLEX HOUSE NO 387 HOSPITAL ROAD NAWADA BIHAR
Branch
Newada(dist Varanasi)

UBIN0541401

AT NEWADA, POST BABATPUR, BLOCK PINDARA DIST. VARANASI, UTTAR PRADESH,PIN - 221 202.
Branch
PaigamberPur - Varanasi

UBIN0541630

20/167, A-2, SARNATH ROAD,POST RASULGARH, CHIRAIGAON, VARANASI,UTTAR PRADESH, PIN - 221 007.
Branch
Palahipatti

UBIN0573825

VILL PALAHIPATTI PO BHAITHAULI VARANASI UTTAR PRADESH 221008
Branch
PandayPur - Varanasi

UBIN0536059

S-2/365(A), PANDEYPUR,VARANASI, UTTAR PRADESH,PIN - 221 002.
Branch
Pindra

UBIN0577570

VILL PINDRA POST PINDRA 221206
Branch
R.o.varansi

UBIN0538175

CHANDRA CHAMBERS, S-2/638-A,CLUB ROAD VARANASI UTTAR PRADESH PIN-221002
Branch
Rab Varanasi

UBIN0556238

RETAIL ASSET BRANCH,HATUA MARKET,CHETGANJ,VARANASI,UTTARPRADESH-221001.
Branch
Raja Talab

UBIN0530417

AT & POST RAJA TALAB, ARAZILINES,DIST. VARANASI, UTTAR PRADESH,PIN - 221 312.
Branch
Rajghat - Varanasi

UBIN0538353

BASANTH COLLEGE COMPOUND, RAJGHAT FORT,VARANASI, UTTAR PRADESH,PIN - 221 001.
Branch
Ramgarh Chandauli

UBIN0560553

CHANDAULI VIILAGE POST RAMGARH
Branch
Rathyatra Crossing - Varanasi

UBIN0536067

MAHRAJA BAGH, RATHYATRA CROSSING,58/52-A-2, VARANASI, UTTAR PRADESH,PIN - 221 001.
Branch
Sarai Swami

UBIN0932523

VARANASI LUCKNOW HIGHWAY SARAI SWAMI NAWALPUR PO JAMALPUR BLOCK HARAHUA
Branch
SewaPuri

UBIN0544256

POST SEWAPURI SAGHAN KSHETRA VIKAS SAMITI BLOCK SEWAPURI DIST. VARANASI UTTAR PRADESH PIN 221403
Branch
Sindaura Bazaar

UBIN0538426

JAISWAL BUILDING, SINDAURA BAZAR,BLOCK PINDARA DIST. VARANASI, UTTAR PRADESH,PIN - 221 208.
Branch
SonarPura - Varanasi

UBIN0543241

13,JAWAHARNAGAR BHELUPURA
Branch
Tari

UBIN0542725

ATPOST TARI K.V.PEETH DIST. VARANASI UTTAR PRADESH PIN221 207.
Branch
Tikri

UBIN0539945

AT TIKRI POST NAYAPURI BLOCK BARAGAON DIST. VARANASI UTTAR PRADESH PIN 221005
Branch
Varanasi

UBIN0535613

CHITHRAGUPTA ATITHI BHAVAN,PARADE KOTHI,GT ROAD,VARANASI-221002
Branch
Varanasi

UBIN0806200

D NO 47/193 TIMES BUILDINGOPP SARASWATI CINEMA LUXA ROAD RAMAPURA
Branch
Varanasi

UBIN0902667

D48126 1ST FLOOR, GIRIJA GHAR, GODAWALIA, VARANASI 221001
Branch
Varanasi - Cantonment

UBIN0530409

HOTEL CLARK'S, S-21/54, MALL ROAD,VARANASI, UTTAR PRADESH,PIN - 221 002.
Branch
Varanasi - Service Branch

UBIN0547344

S 5/38-15,16,17 IST FLOORVINDHYASINI NAGAR COLONY,ORDERLY BAZAR
Branch
Varanasi - Ssi Finance Branch

UBIN0550426

D/59/98, A-14, MEHMOORGANJ ROAD, SIGRA,DIST.VARANASI, UTTAR PRADESH,PIN - 221 010.
Branch
Varanasi Dlw

UBIN0935255

DLW CHUNAR ROAD KANCHANPUR BHIKHARIPUR VARANASI 221004
Branch
Varanasi Main

UBIN0530352

D-37/22, DASAWAMEDH ROAD,VARANASI, UTTAR PRADESH,PIN - 221 001.
Branch
Varanasi Maldahiya

UBIN0933708

C 27274 A 3 S 1 1ST FLOOR JAI SINGH BUILDING MALDAHIY
Branch
Varanasi Nati Imli

UBIN0931888

J 12 34 C 2 BALBHADRANAGAR COLONY DHOOPCHANDI
Branch
Varanasi Natiniya Dai

UBIN0933007

S 27 57 NITINIYA DAI NAWALPUR VARANASI
Branch
Vikash Bhawan Varanasi

UBIN0558516

VIKASH BHAWAN KATCHARAI
Branch
Zonal Audit Office

UBIN0580320

58/52-A/2,2ND FLOOR,MAHARAJ BAGH,RATHYATRA CROSSING,VARANASI-221001

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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