IFSC Code of Union Bank Of India, Uttar Pradesh, Varanasi, Rajghat - Varanasi

UBIN0538353

Union Bank Of India

Union Bank Of India

IFSC Code

UBIN0538353
MICR Code

221026009
Bank Name Union Bank Of India
District Varanasi
State Uttar Pradesh
Address Basanth College Compound, Rajghat Fort,varanasi, Uttar Pradesh,pin - 221 001.
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Union Bank Of India Branch Near You

List of all Union Bank Of India Branch IFSC Code

Amauli

UBIN0572594

VILL AMAULI BHAGTUA BAZAR JALHUPUR VARANASI UTTAR PRADESH PINCODE 221104
Arb Varansi

UBIN0556025

ASSET RECOVERY BRANCH, TAKSAL THEATRE BUILDING, 3RD FLOOR, NADESER , VARANASI, UTTAR PRADESH-221002
Aurangabad - Varanasi

UBIN0543632

C-13/255-256, AURANGABAD,VARANASI,DIST.VARANASI, UTTAR PRADESH,PIN - 221 010.
Baburi

UBIN0536342

AT POST BABURI CHANDAULI DIST.VARANASI UTTAR PRADESH PIN 232102
Baragaon

UBIN0536075

AT & POST BARAGAON,DIST. VARANASI, UTTAR PRADESH,PIN - 221 401.
Barzi

UBIN0572420

VILL BARZI POST NAYEPUR VARANASI UTTAR PRADESH PINCODE 221207
Bhadohi - Ssi

UBIN0530379

MARYAD PATTI, MAIN ROAD, BHADOHI,DIST. VARANASI, UTTAR PRADESH,PIN - 221 401.
Bhatti

UBIN0574988

ARAZI NO 10461016 1047 848 BHATTI VARANASI UP PINCODE 221009
BhavaniPur

UBIN0575593

VILLBHAVANIPUR POSHIVPURBLCK HARHUA VARANASI UTTAR PRADESHPINCODE221003
Bhelkha

UBIN0571806

TARANA CHUNGI NEAR BHEL GANESHPUR SHIVPUR VARANASI UTTAR PRADESH PINCODE 221003
BhikhariPur

UBIN0559644

N 8 245 A BHIKHARIPUR NEWADA ROAD VARANASI PIN 221010
Bhojubeer

UBIN0559652

SINDHAURA ROAD BHOJUBEER VARANASI
Birapatti

UBIN0570443

VILL BIRAPATTI VARANASI BIRAPATTI UTTAR PRADESH PINCODE 221105
Bisheshwarganj - Varanasi

UBIN0538655

K-39/6, GOLGHAR, BISHESHWARGANJ,VARANASI, UTTAR PRADESH,PIN - 221 001.
Boraki

UBIN0548774

AT POST BARKI BLOCK SHEWAPURI DIST.VARANASI UTTAR PRADESH PIN 221403
Chakka

UBIN0570451

VILLAGE CHAKKA POST HARIHUA VARANASI UTTAR PRADESH PINCODE 221105
Chandauli

UBIN0530387

AT & POST CHANDAULI,DIST. VARANASI, UTTAR PRADESH, PIN - 232 104.
Chandauli Phatak

UBIN0559067

SAKADIHA ROAD, CHANDAULI PHATAK
Chetganj - Varanasi

UBIN0540803

HATHUA MARKET, CHETGANJ,VARANASI, UTTAR PRADESH,PIN - 221 001.
ChitrasenPur(kachhwa Road)

UBIN0572144

VILL CHITRASENPUR POST KACHHWA ROAD VARANASI UTTAR PRADESH PINCODE 23
Currency Chest Lahartara

UBIN0584304

D 65 311 LAHARTARA VARANASI CANTT DEEGH DIST VARANASIUTTAR PRADESH
Currency Chest Rathyatra Crossing

UBIN0584461

MAHRAJA BAGH, RATHYATRA CROSSING, .V.PEETH, 58/52-A-2, VARANASI, UTTAR PRADESH, PIN - 221 001.
Danganj

UBIN0535621

AT POST DANGANJ CHALAPUR DIST.VARANASI UTTAR PRADESH PIN 221105
Daurahara

UBIN0539970

AT POST DAURAHARA BLOCK CHOLAPUR DIST.VARANASI UTTAR PRADESH PIN 221104
Dav College Branch Varanasi

UBIN0564923

DAV COLLEGE KABIR CHAURA VARANASI UTTAR PRADESH 387130
DindasPurjansa

UBIN0934615

VILLAGE DINDASPUR POST JANSA TEHSIL RAJATALAB VARANASI
Fi DanduPur

UBIN0565369

DANDUPUR VARANASI CITY VARANASI DISTT VARANASI387130UTTAR PRADESH
Fi Kardhana

UBIN0566055

VILL DEIPUR DEIPUR BARORA VARANASI CITY VARANASI DISTT VARANASI387130UTTAR PRADESH
Fi LedhuPur

UBIN0564664

VILLAGE LEDUPUT PO SARNATH VARANASI PINCODE 387130
GangaPur

UBIN0577561

VILL PINDRA POST PINDRA 221302
Gosian Pur Mohaon

UBIN0563552

GOSIAN PUR MOHAON, VARA, VARANASI, UP
HamidPur Branch

UBIN0571253

BASANT NGR INDS AREA NIYAMATABAD CHANDAULI UTTAR PRADESH PINCODE 221110
Harhua

UBIN0536636

AT & POST HARHUA,DIST. VARANASI, UTTAR PRADESH,PIN - 221 301.
HariharPur

UBIN0568023

AT-HARIHARPUR PO-ROHNIA VARANASI UTTAR PRADESH PINCODE-221108
Jakhini (dist Varanasi)

UBIN0541672

AT POST JAKHINI BLOCK ARAZILINES DIST. VARANASI UTTAR PRADESH PIN 221305
JayaPur

UBIN0575101

BLOCK ARAZI LINE RAJATALAB VARUDE UP PINCODE 221008
Kabir Chaura - Varanasi

UBIN0541681

K-65/70, JALPA DEVI ROAD, KABIR CHAURA,DIST. VARANASI, UTTAR PRADESH,PIN - 221 001.
KamalPur

UBIN0559059

AT PO KAMALPUR DIST CHANDAULI
Kathirav Bazar

UBIN0541397

AT POST KATHIRAON BAZAR TEHSIL PINDRA DIST. VARANASI UTTAR PRADESH PIN 221207
Lahartara - Varanasi

UBIN0542440

D-65/311, LAHARTARA, VARANASI CANTT.,DIST. VARANASI, UTTAR PRADESH,PIN - 221 002.
Lanka

UBIN0564931

LANKA VARANASI VARANASI UTTAR PRADESH 387130
Mcb Varanasi

UBIN0578860

1ST FLOOR,58/52-A-2 MAHARAJABAGH, RATHAYATRA CROSSING, VARANASI 221010 U.P.
Munari

UBIN0573833

VILL PO MUNARI VARANASI UTTAR PRADESH 221104
Muradaha Bazaar

UBIN0548847

POST MURADAHA BAZAR, BLOCK HARHUA,DIST. VARANASI, UTTAR PRADESH,PIN - 221 202.
Mustafabad

UBIN0571261

VIL CHANPUR MUSTAFABADPO MUSTAFABAD VARUDE UTTAR PRADESH PINCODE 221
Nagar Nigam

UBIN0558524

NAGAR NIGAM SIGRA VARANASI UTTAR PRADESH
NagePur

UBIN0570354

PO BENIPUR THANA MIRZAMURAD VARANASI UTTAR PRADESH PINCODE 221307
Nawada

UBIN0933295

SHARDA SHANKAER SHOPPING COMPLEX HOUSE NO 387 HOSPITAL ROAD NAWADA BIHAR
Newada(dist Varanasi)

UBIN0541401

AT NEWADA, POST BABATPUR, BLOCK PINDARA DIST. VARANASI, UTTAR PRADESH,PIN - 221 202.
PaigamberPur - Varanasi

UBIN0541630

20/167, A-2, SARNATH ROAD,POST RASULGARH, CHIRAIGAON, VARANASI,UTTAR PRADESH, PIN - 221 007.
Palahipatti

UBIN0573825

VILL PALAHIPATTI PO BHAITHAULI VARANASI UTTAR PRADESH 221008
PandayPur - Varanasi

UBIN0536059

S-2/365(A), PANDEYPUR,VARANASI, UTTAR PRADESH,PIN - 221 002.
Pindra

UBIN0577570

VILL PINDRA POST PINDRA 221206
R.o.varansi

UBIN0538175

CHANDRA CHAMBERS, S-2/638-A,CLUB ROAD VARANASI UTTAR PRADESH PIN-221002
Rab Varanasi

UBIN0556238

RETAIL ASSET BRANCH,HATUA MARKET,CHETGANJ,VARANASI,UTTARPRADESH-221001.
Raja Talab

UBIN0530417

AT & POST RAJA TALAB, ARAZILINES,DIST. VARANASI, UTTAR PRADESH,PIN - 221 312.
Ramgarh Chandauli

UBIN0560553

CHANDAULI VIILAGE POST RAMGARH
Rathyatra Crossing - Varanasi

UBIN0536067

MAHRAJA BAGH, RATHYATRA CROSSING,58/52-A-2, VARANASI, UTTAR PRADESH,PIN - 221 001.
Sarai Swami

UBIN0932523

VARANASI LUCKNOW HIGHWAY SARAI SWAMI NAWALPUR PO JAMALPUR BLOCK HARAHUA
SewaPuri

UBIN0544256

POST SEWAPURI SAGHAN KSHETRA VIKAS SAMITI BLOCK SEWAPURI DIST. VARANASI UTTAR PRADESH PIN 221403
Sindaura Bazaar

UBIN0538426

JAISWAL BUILDING, SINDAURA BAZAR,BLOCK PINDARA DIST. VARANASI, UTTAR PRADESH,PIN - 221 208.
SonarPura - Varanasi

UBIN0543241

13,JAWAHARNAGAR BHELUPURA
Tari

UBIN0542725

ATPOST TARI K.V.PEETH DIST. VARANASI UTTAR PRADESH PIN221 207.
Tikri

UBIN0539945

AT TIKRI POST NAYAPURI BLOCK BARAGAON DIST. VARANASI UTTAR PRADESH PIN 221005
Varanasi

UBIN0535613

CHITHRAGUPTA ATITHI BHAVAN,PARADE KOTHI,GT ROAD,VARANASI-221002
Varanasi

UBIN0902667

D48126 1ST FLOOR, GIRIJA GHAR, GODAWALIA, VARANASI 221001
Varanasi

UBIN0806200

D NO 47/193 TIMES BUILDINGOPP SARASWATI CINEMA LUXA ROAD RAMAPURA
Varanasi - Cantonment

UBIN0530409

HOTEL CLARK'S, S-21/54, MALL ROAD,VARANASI, UTTAR PRADESH,PIN - 221 002.
Varanasi - Service Branch

UBIN0547344

S 5/38-15,16,17 IST FLOORVINDHYASINI NAGAR COLONY,ORDERLY BAZAR
Varanasi - Ssi Finance Branch

UBIN0550426

D/59/98, A-14, MEHMOORGANJ ROAD, SIGRA,DIST.VARANASI, UTTAR PRADESH,PIN - 221 010.
Varanasi Dlw

UBIN0935255

DLW CHUNAR ROAD KANCHANPUR BHIKHARIPUR VARANASI 221004
Varanasi Main

UBIN0530352

D-37/22, DASAWAMEDH ROAD,VARANASI, UTTAR PRADESH,PIN - 221 001.
Varanasi Maldahiya

UBIN0933708

C 27274 A 3 S 1 1ST FLOOR JAI SINGH BUILDING MALDAHIY
Varanasi Nati Imli

UBIN0931888

J 12 34 C 2 BALBHADRANAGAR COLONY DHOOPCHANDI
Varanasi Natiniya Dai

UBIN0933007

S 27 57 NITINIYA DAI NAWALPUR VARANASI
Vikash Bhawan Varanasi

UBIN0558516

VIKASH BHAWAN KATCHARAI
Zonal Audit Office

UBIN0580320

58/52-A/2,2ND FLOOR,MAHARAJ BAGH,RATHYATRA CROSSING,VARANASI-221001

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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